5346 Truman Dr, Duluth, MN 55811 Property Records

St. Louis County property record for 5346 Truman Dr, Duluth, MN 55811

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 3,713 sqft · built 2019
Lot Size	0.614 acres (26,757 sqft)
Owner	Individual Name on Record
Last Sale	$80,000 (Aug 2019)
Tax Bill	$10,656 (2026)
Deeds & Mortgages	Oct 2021 Line of Credit Dec 2020 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`395-0193-00140`

Property Details

APN / Parcel Number

Primary APN	`395-0193-00140`
Alternative APN	`1076274`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	3,713 sqft Gross Area
1st Floor Area	2,647 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Custom Design
Construction Type	Frame
Lot Area	26,757 sqft (0.614 acres)
Garage Area	338 sqft
Porch	Slab
Porch Area	345 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	1076274
Street Address	5346 TRUMAN DR
City	DULUTH
State	MN
Zip	55811-2674
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 11 BLOCK 2 SERIAL #
Legal Subdivision	JACKSON ESTATES FOURTH ADDITION
Legal Block	2
Legal Lot Number	11
Jurisdiction	ST LOUIS MN
Township / Civil Division	HERMANTOWN
Census Block Group	1
Census Block	1000
Census Tract	10302

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	394 S LAKE AVE, 600, DULUTH, MN 55802-2378
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 26, 2021	Deed of Trust, Mortgage · Line of Credit FARMERS INSURANCE GROUP FCU
Dec 2, 2020	Deed of Trust, Mortgage · Line of Credit FARMERS INS GRP FCU
Oct 8, 2020	Deed of Trust, Mortgage NATIONAL BK/COMMERCE
Aug 18, 2020	Loan Modification, Mortgage · Conventional with PMI NATIONAL BK/CMRC
Aug 23, 2019	Warranty Deed, Construction Loan · Construction Mortgage REPUBLIC BK
May 24, 2018	Loan Modification, Mortgage PARK ST BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 23, 2019 · Amount on Record
Deed Sale	Aug 23, 2019 · Amount on Record
Deed Document Number	20191361758
Record Updated	Sep 20, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	5346 TRUMAN DR, DULUTH, MN 55811-2674
Transaction Type	Mortgage
Record Updated	Sep 6, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001428371
Date	Oct 26, 2021
Instrument	1428371

Lender

Name	FARMERS INSURANCE GROUP FCU
Type	Credit Union
Address	BURBANK, CA 91504

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Oct 18, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	5346 TRUMAN DR, DULUTH, MN 55811-2674
Document Number	00A1398645
Instrument Date	Dec 2, 2020
Transaction Type	Mortgage
Record Updated	Jan 11, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5346 TRUMAN DR DULUTH MN 558112674, DULUTH, MN 55811-2674

Mortgage

Document Number	00A1398645
Date	Dec 16, 2020
Instrument	A1398645

Lender

Name	FARMERS INS GRP FCU
Type	Credit Union
Address	BURBANK, CA 91504

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Dec 15, 2045

Interest

Rate Type	Adjustable Rate

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	5346 TRUMAN DR, DULUTH, MN 55811-2674
Document Number	00A1393279
Instrument Date	Oct 8, 2020
Transaction Type	Mortgage
Record Updated	Nov 10, 2020
Title Company	STATE LOUIS TITLE LLC, ST LOUIS TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5346 TRUMAN DR HERMANTOWN MN 558112674, HERMANTOWN, MN 55811-2674

Mortgage

Document Number	00A1393279
Date	Oct 16, 2020
Instrument	A1393279

Lender

Name	NATIONAL BK/COMMERCE
Type	Bank
Address	SUPERIOR, WI 54880

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 15, 2050

August 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ST LOUIS MN
Property Address	5346 TRUMAN DR, DULUTH, MN 55811-2674
Document Number	00A1390801
Instrument Date	Aug 18, 2020
Transaction Type	Mortgage
Record Updated	Oct 21, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5346 TRUMAN DR HERMANTOWN MN 558112674, HERMANTOWN, MN 55811-2674

Mortgage

Document Number	00A1390801
Date	Sep 17, 2020
Instrument	A1390801

Lender

Name	NATIONAL BK/CMRC
Address	DULUTH, MN 55802

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	12 Months
Due	Sep 16, 2021

August 2019: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Aug 23, 2019
Property Address	5346 TRUMAN DR, DULUTH, MN 55811-2674
Document Number	00A1361758
Instrument Date	Aug 21, 2019
Instrument	A1361758
Transaction Type	Construction Loan
Record Updated	Oct 21, 2020
Title Company	OTHER

Transaction

Amount	Amount Recorded
Tax	$264.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	394 S LAKE AVE #600 DULUTH MN 558022378, 600, DULUTH, MN 55802-2378

Mortgage

Document Number	1361759
Date	Aug 23, 2019
Instrument	1361759

Lender

Name	REPUBLIC BK
Type	Bank
Address	DULUTH, MN 55802

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Aug 22, 2020

Mortgage

Document Number	A1361759,
Date	Aug 23, 2019
Instrument	A1361759

Lender

Name	REPUBLIC BK
Type	Bank
Address	DULUTH, MN 55802

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Aug 22, 2020

May 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ST LOUIS MN
Property Address	5346 TRUMAN DR, DULUTH, MN 55811-2674
Document Number	00A1333879
Instrument Date	May 24, 2018
Transaction Type	Mortgage
Record Updated	Jun 20, 2018
Title Company	CONSOLIDATED TITLE COMPANY

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Partnership
Address	3850 OLD MIDWAY RD HERMANTOWN MN 558109728, HERMANTOWN, MN 55810-9728

Mortgage

Document Number	00A1333879
Date	Jun 1, 2018
Instrument	A1333879

Lender

Name	PARK ST BK
Type	Bank
Address	DULUTH, MN 55806

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Hermantown City
Unified School District	Hermantown Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10,656.00 (+12.48%) Homeowner's exemption
2025	$9,474.00 (-1.13%) Homeowner's exemption	$777,900 (+18.62%) Land $105,000 Building $672,900	$777,900 (+18.62%) Land $105,000 Building $672,900
2024	$9,582.00	$655,800 (+2.87%) Land $101,000 Building $554,800	$655,800 (+2.87%) Land $101,000 Building $554,800
2022		$637,500 Land $75,100 Building $562,400	$637,500 Land $75,100 Building $562,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Hermantown serves 7,215 people · EPA ID MN1690043
Water Source	Purchased surface water from Duluth
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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