5343 Truman Dr, Duluth, MN 55811 Property Records

St. Louis County property record for 5343 Truman Dr, Duluth, MN 55811

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.75 ba · 2,160 sqft · built 2018
Lot Size	0.585 acres (25,506 sqft)
Owner	Individual Name on Record
Last Sale	$609,551 (Aug 2020)
Tax Bill	$9,652 (2026)
Deeds & Mortgages	Aug 2020 Sale & Mortgage Nov 2017 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`395-0193-00260`

Property Details

APN / Parcel Number

Primary APN	`395-0193-00260`
Alternative APN	`1093674`

Interior

Bedrooms	5 Beds
Full Baths	3.75 Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	2,160 sqft Gross Area
1st Floor Area	1,080 sqft
Basement Area	1,080 sqft
Finished Basement	1,080 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Construction Type	Frame
Lot Area	25,506 sqft (0.585 acres)
Garage Area	1,625 sqft

Exterior Amenities

Porch	Slab
Porch Area	136 sqft
Deck Area	240 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	1093674
Street Address	5343 TRUMAN DR
City	DULUTH
State	MN
Zip	55811-2674
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 6 BLOCK 3 SERIAL #
Legal Subdivision	JACKSON ESTATES 4TH ADDITION
Legal Block	3
Legal Lot Number	6
Jurisdiction	ST LOUIS MN
Township / Civil Division	HERMANTOWN
Census Block Group	1
Census Block	1000
Census Tract	10302

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5343 TRUMAN DR, DULUTH, MN 55811-2674
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 5, 2020	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage NORTH SHORE BK/COMMERCE
Nov 16, 2017	Warranty Deed, Transfer FIRST AMERICAN TITLE
Aug 24, 2017	Loan Modification, Mortgage REPUBLIC BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 5, 2020 · Amount on Record
Deed Sale	Aug 5, 2020 · Amount on Record
Prior Sale	Nov 16, 2017 · Amount on Record
Deed Document Number	20201387066
Record Updated	Sep 20, 2026

August 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Aug 5, 2020
Property Address	5343 TRUMAN DR, DULUTH, MN 55811-2674
Document Number	00A1387066
Instrument Date	Jul 10, 2020
Instrument	A1387066
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 21, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,012.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5343 TRUMAN DR HERMANTOWN MN 55811, HERMANTOWN, MN 55811

Mortgage

Document Number	A1387067
Date	Aug 5, 2020
Instrument	A1387067

Lender

Name	NORTH SHORE BK/COMMERCE
Type	Bank
Address	DULUTH, MN 55802

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 4, 2050

Mortgage

Document Number	A1387068,
Date	Aug 5, 2020
Instrument	A1387068

Lender

Name	NORTH SHORE BK/COMMERCE
Type	Bank
Address	DULUTH, MN 55802

Agreement

Amount	Amount Recorded
Term	60 Months
Due	Aug 4, 2025

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Nov 16, 2017
Property Address	5343 TRUMAN DR, DULUTH, MN 55811-2674
Document Number	00A1322331
Instrument Date	Nov 9, 2017
Instrument	A1322331
Transaction Type	Transfer
Record Updated	Nov 28, 2017
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Tax	$528.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4891 MILLER TRUNK HWY HERMANTOWN MN 558111512, HERMANTOWN, MN 55811-1512

August 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ST LOUIS MN
Property Address	5343 TRUMAN DR, DULUTH, MN 55811-2674
Document Number	00A1316423
Instrument Date	Aug 24, 2017
Transaction Type	Mortgage
Record Updated	Aug 24, 2018

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5627 SAINT LOUIS RIVER RD HERMANTOWN MN 558109618, HERMANTOWN, MN 55810-9618

Mortgage

Document Number	00A1316423
Date	Aug 29, 2017
Instrument	A1316423

Lender

Name	REPUBLIC BK
Type	Bank
Address	DULUTH, MN 55802

Agreement

Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Hermantown City
Unified School District	Hermantown Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,652.00 (+2.9%) Homeowner's exemption
2025	$9,380.00 (+6.47%) Homeowner's exemption	$713,900 (+9.78%) Land $100,300 Building $613,600	$713,900 (+9.78%) Land $100,300 Building $613,600
2024	$8,810.00	$650,300 (+18.97%) Land $96,400 Building $553,900	$650,300 (+18.97%) Land $96,400 Building $553,900
2022		$546,600 Land $71,700 Building $474,900	$546,600 Land $71,700 Building $474,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Hermantown serves 7,215 people · EPA ID MN1690043
Water Source	Purchased surface water from Duluth
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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