5352 Truman Dr, Duluth, MN 55811 Property Records

St. Louis County property record for 5352 Truman Dr, Duluth, MN 55811

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.75 ba · 3,336 sqft · built 2022
Lot Size	0.516 acres (22,485 sqft)
Owner	Individual Name on Record
Last Sale	$75,000 (Aug 2021)
Tax Bill	$9,680 (2026)
Deeds & Mortgages	Jun 2022 Construction Loan Jun 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`395-0193-00130`

Property Details

APN / Parcel Number

Primary APN	`395-0193-00130`
Alternative APNs	`1115796` `1158287`

Interior

Bedrooms	4 Beds
Full Baths	2.75 Baths
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	3,336 sqft Gross Area
1st Floor Area	2,064 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Construction Type	Frame
Lot Area	22,485 sqft (0.516 acres)
Garage Area	448 sqft
Porch	Slab
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	1158287
Street Address	5352 TRUMAN DR
City	DULUTH
State	MN
Zip	55811-2674
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 10 BLOCK 2 SERIAL #
Legal Subdivision	JACKSON ESTATES FOURTH ADD
Legal Block	2
Legal Lot Number	10
Jurisdiction	ST LOUIS MN
Township / Civil Division	HERMANTOWN
Census Block Group	1
Census Block	1000
Census Tract	10302

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5352 TRUMAN DR, DULUTH, MN 55811-2674
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 24, 2022	Deed of Trust, Mortgage · Construction Mortgage NORTH SHORE BANK OF COMMERCE
Jun 6, 2023	Deed of Trust, Mortgage · Commercial Mortgage NORTH SHORE BANK OF COMMERCE
Aug 27, 2021	Warranty Deed, Transfer NOT AVAILABLE, ST LOUIS TITLE
May 24, 2018	Loan Modification, Mortgage PARK ST BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 27, 2021 · Amount on Record
Deed Sale	Aug 27, 2021 · Amount on Record
Deed Document Number	20211422951
Record Updated	Sep 20, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	DULUTH, MN 55811
Transaction Type	Mortgage
Record Updated	Oct 2, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4021 STEBNER RD, HERMANTOWN, MN 55811-1731

Mortgage

Document Number	0001446091
Date	Jun 24, 2022
Instrument	1446091

Lender

Name	NORTH SHORE BANK OF COMMERCE
Type	Bank
Address	DULUTH, MN 55802

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.75%
Type Change Date	Jul 1, 2028
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	6.75%
Index	1-Year CMT
Max Rate	10.7%

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	DULUTH, MN 55811
Transaction Type	Mortgage
Record Updated	Oct 2, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5352 TRUMAN DR, HERMANTOWN, MN 55811-2674

Mortgage

Document Number	0001467656
Date	Jun 6, 2023
Instrument	1467656

Lender

Name	NORTH SHORE BANK OF COMMERCE
Type	Bank
Address	DULUTH, MN 55802

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	59 Months
Due	May 9, 2028

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Aug 27, 2021
Property Address	DULUTH, MN 55811
Document Number	0001422951
Instrument Date	Aug 20, 2021
Instrument	1422951
Transaction Type	Transfer
Record Updated	Oct 2, 2023
Title Company	NOT AVAILABLE, ST LOUIS TITLE

Transaction

Amount	Amount Recorded
Tax	$247.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4021 STEBNER ROAD, CEDAR, MN 55011

May 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ST LOUIS MN
Property Address	DULUTH, MN 55811
Document Number	00A1333879
Instrument Date	May 24, 2018
Transaction Type	Mortgage
Record Updated	Jun 20, 2018
Title Company	CONSOLIDATED TITLE COMPANY

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Partnership
Address	3850 OLD MIDWAY RD HERMANTOWN MN 558109728, HERMANTOWN, MN 55810-9728

Mortgage

Document Number	00A1333879
Date	Jun 1, 2018
Instrument	A1333879

Lender

Name	PARK ST BK
Type	Bank
Address	DULUTH, MN 55806

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Hermantown City
Unified School District	Hermantown Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,680.00 (+2.33%) Homeowner's exemption
2025	$9,460.00 (+52.93%) Homeowner's exemption	$715,600 (+9.25%) Land $93,800 Building $621,800	$715,600 (+9.25%) Land $93,800 Building $621,800
2024	$6,186.00	$655,000 (+877.61%) Land $90,100 Building $564,900	$655,000 (+877.61%) Land $90,100 Building $564,900
2022		$67,000 Land $67,000	$67,000 Land $67,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Hermantown serves 7,215 people · EPA ID MN1690043
Water Source	Purchased surface water from Duluth
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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