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5350 Ruby Pl NE, Bainbridge Island, WA 98110 Property Records

Kitsap County property record for 5350 Ruby Pl NE, Bainbridge Island, WA 98110

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,428 sqft · built 1975
Lot Size0.31 acres (13,503 sqft)
Owner2 Company Names on Record
Tax Bill$5,257 (2026)
Deeds & MortgagesDec 2023 Transfer
Jul 2022 Reverse Mortgage
Flood ZoneZone X (minimal risk)
APN4905-000-020-0004

Property Details

APN / Parcel Number

Primary APN4905-000-020-0004
Alternative APN
  • 1806488

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,428 sqft Living Area
Gross Area2,100 sqft
1st Floor Area1,428 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1975
Effective Year BuiltEffective 1981
Architectural StyleRanch
Exterior MaterialWood Siding
Roof MaterialComposition Shingle
Lot Area13,503 sqft (0.31 acres)
Garage TypeAttached
Garage Area672 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchPatio
Deck Area12 sqft
Patio Area120 sqft
Canopy12 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemBaseboard
Heating FuelElectric
SewerConnected

Location & Zoning

Street Address5350 RUBY PL NE
CityBAINBRIDGE ISLAND
StateWA
Zip98110-2024
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1
Legal DescriptionLOT 20, EMERALD HEIGHTS DIVISION TWO, AS RECORDED IN VOLUME 17 OF PLATS, PAGE 21, RECORDS OF KITSAP COUNTY, WASHINGTON.
Legal Range2E
Legal Township25
Legal Section33
Legal SubdivisionEMERALD HEIGHTS DIVISION NO. 2
Legal Block2
Legal Lot Number20
JurisdictionKITSAP WA
Township / Civil DivisionBAINBRIDGE ISLAND
Census Block Group2
Census Block2000
Census Tract91001

Owner

Source: Kitsap County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address5350 RUBY PL NE, BAINBRIDGE ISLAND, WA 98110-2024
Owner TypeCompany
VestingLife Tenant

Deeds, Mortgages & Sale History

DateDocument
Dec 26, 2023Intrafamily Transfer, Transfer
Jul 26, 2022Deed of Trust, Mortgage · Reverse Mortgage
AMERICAN ADVISORS GROUP

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateSep 26, 2023
Transfer Doc0000000076
Record UpdatedOct 29, 2026

December 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionKITSAP WA
Recording DateDec 26, 2023
Property Address5350 RUBY PL NE, BAINBRIDGE ISLAND, WA 98110-2024
Document Number0000000076
Map ReferenceVOL 17 PG 21
Instrument DateSep 26, 2023
Instrument202312260076
Transaction TypeTransfer
Record UpdatedJan 10, 2024

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Living Trust
Address5350 RUBY PL NE, BAINBRIDGE ISLAND, WA 98110-2024

July 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKITSAP WA
Property Address5350 RUBY PL NE, BAINBRIDGE ISLAND, WA 98110-2024
Transaction TypeMortgage
Record UpdatedAug 3, 2022
Title CompanyFIDELITY NATL AGCY SOLUTI

Transferred To (Grantee/Buyer)

NameVerified Name
Address5350 RUBY PL NE, BAINBRIDGE ISLAND, WA 98110-2024

Mortgage

Document Number0000000083
DateJul 26, 2022
Instrument202207260083
Lender
NameAMERICAN ADVISORS GROUP
TypeMortgage Company
AddressIRVINE, CA 92612
Agreement
TypeReverse Mortgage
AmountAmount Recorded
Term903 Months
DueOct 6, 2097
Interest
Rate TypeAdjustable Rate
Rate5.27%
AdjustableAdjustable Rate Rider
Type Change DateAug 1, 2023
Change FrequencyMonthly
Index1-Year CMT

Tax Assessment & Valuation

Source: Kitsap County assessment roll, as of September 16, 2026

Property Jurisdictions

TypeName
StateWashington
CountyKitsap County
MunicipalityBainbridge Island City
Unified School DistrictBainbridge Island School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2027$624,360 (-) Land $224,100 Building $400,260$624,360 (-) Land $224,100 Building $400,260
2026$5,257.00 (+11.9%)$624,360 (-) Land $224,100 Building $400,260$624,360 (-) Land $224,100 Building $400,260
2024$4,698.00 (-4.4%)$624,360 (-) Land $224,100 Building $400,260$624,360 (-) Land $224,100 Building $400,260
2023$4,914.00$624,360 Land $224,100 Building $400,260$624,360 Land $224,100 Building $400,260

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 11, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 17 policies
Nearby Flood Policies17 in force
Nearby Flood Claims3 (2022–2023)
Claims Outside the SFHA1 of 3
Most Recent ClaimNov 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEMERALD HEIGHTS
private · serves 251 people · EPA ID WA5323290
Water SourceGroundwater
Last State InspectionNov 2021
Lead4 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Starlink
Satellite		280 / 30

May also be available: Kitsap PUD.

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