Kitsap County property record for 5348 Ruby Pl NE, Bainbridge Island, WA 98110
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,408 sqft · built 1989 |
| Lot Size | 0.33 acres (14,375 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $386,250 (Jul 2016) |
| Tax Bill | $5,404 (2026) |
| Deeds & Mortgages | Nov 2021 Mortgage Oct 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 4905-000-021-0003 |
| Primary APN | 4905-000-021-0003 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,408 sqft Living Area |
| 1st Floor Area | 1,408 sqft |
| Flooring | Combination, Other |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 14,375 sqft (0.33 acres) |
| Garage Type | Attached |
| Garage Area | 456 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 510 sqft |
| Patio Area | 16 sqft |
| Canopy | 16 sqft |
| Heating System | Forced Air |
|---|
| Account Number | 1806496 |
|---|---|
| Street Address | 5348 RUBY PL NE |
| City | BAINBRIDGE ISLAND |
| State | WA |
| Zip | 98110-2024 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CITY |
| Legal Description | LOT 21, EMERALD HEIGHTS, DIVISION NO. 2, ACCORDING TO PLAT RECORDED IN VOLUME 17 OF PLATS, PAGES 21, 22 AND 23, IN KITSAP |
| Legal Range | 02E |
| Legal Township | 25 |
| Legal Section | 33 |
| Legal Quarter | SE |
| Legal Subdivision | EMERALD HEIGHTS DIV 2 |
| Legal Lot Number | 21 |
| Jurisdiction | KITSAP WA |
| Township / Civil Division | BAINBRIDGE ISLAND |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 91001 |
Source: Kitsap County records, as of February 5, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 5348 RUBY PL NE, BAINBRIDGE ISLAND, WA 98110-2024 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 17, 2021 | Deed of Trust, Mortgage · Conventional Mortgage HOMESTREET BANK |
| Oct 23, 2020 | Deed of Trust, Mortgage · Conventional Mortgage HOMESTREET BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 22, 2016 · Amount on Record |
| Deed Sale | Jul 22, 2016 · Amount on Record |
| Prior Sale | Oct 29, 2009 · Amount on Record |
| Deed Document Number | 2016EX05314 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KITSAP WA |
| Property Address | 5348 RUBY PL NE, BAINBRIDGE ISLAND, WA 98110-2024 |
| Transaction Type | Mortgage |
| Record Updated | Oct 31, 2023 |
| Title Company | PACIFIC NORTHWEST TITLE INSURANCE, PACIFIC NORTHWEST TTL BAINB |
| Name | Verified Name |
|---|
| Document Number | 0000000053 |
|---|---|
| Date | Nov 17, 2021 |
| Instrument | 202111170053 |
| Name | HOMESTREET BANK |
|---|---|
| Type | Bank |
| Address | SEATTLE, WA 98101 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KITSAP WA |
| Property Address | 5348 RUBY PL NE, BAINBRIDGE ISLAND, WA 98110-2024 |
| Document Number | 0010300112 |
| Instrument Date | Oct 23, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 12, 2020 |
| Title Company | AEGIS LAND TITLE GROUP |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 5348 RUBY PL NE BAINBRIDGE ISLAND WA 981102024, BAINBRIDGE ISLAND, WA 98110-2024 |
| Document Number | 0010300112 |
|---|---|
| Date | Oct 30, 2020 |
| Instrument | 202010300112 |
| Name | HOMESTREET BK |
|---|---|
| Type | Bank |
| Address | SEATTLE, WA 98101-2326 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 29, 2050 |
Source: Kitsap County assessment roll, as of May 31, 2025
| Type | Name |
|---|---|
| State | Washington |
| County | Kitsap County |
| Municipality | Bainbridge Island City |
| Unified School District | Bainbridge Island School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,404.00 (+6.55%) | $674,120 (-) Land $226,300 Building $447,820 | $674,120 (-) Land $226,300 Building $447,820 |
| 2024 | $5,072.00 (-4.39%) | $674,120 (-) Land $226,300 Building $447,820 | $674,120 (-) Land $226,300 Building $447,820 |
| 2023 | $5,305.00 | $674,120 Land $226,300 Building $447,820 | $674,120 Land $226,300 Building $447,820 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 11, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 17 policies |
| Nearby Flood Policies | 17 in force |
| Nearby Flood Claims | 3 (2022–2023) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Nov 2023 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Washington |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EMERALD HEIGHTS private · serves 251 people · EPA ID WA5323290 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2021 |
| Lead | 4 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Starlink Satellite | 280 / 30 |
May also be available: Kitsap PUD.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures