5341 Ruby Pl NE, Bainbridge Island, WA 98110 Property Records

Kitsap County property record for 5341 Ruby Pl NE, Bainbridge Island, WA 98110

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,432 sqft · built 1977
Lot Size0.25 acres (10,890 sqft)
Owner2 Individual Names on Record
Last Sale$624,163 (Mar 2017)
Tax Bill$5,433 (2026)
Deeds & MortgagesMar 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN4905-000-007-0001

Property Details

APN / Parcel Number

Primary APN4905-000-007-0001
Alternative APN
  • 1806363

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,432 sqft Living Area
Gross Area1,912 sqft
1st Floor Area1,432 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1977
Effective Year BuiltEffective 1977
Architectural StyleRanch
Exterior MaterialWood
Roof MaterialComposition Shingle
Lot Area10,890 sqft (0.25 acres)
Garage TypeAttached
Garage Area480 sqft
Parking Spaces2 Parking Spaces
Deck Area40 sqft
Patio Area240 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemHVAC
SewerConnected

Location & Zoning

Street Address5341 RUBY PL NE
CityBAINBRIDGE ISLAND
StateWA
Zip98110-2024
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1
Legal DescriptionLOT 7, EMERALD HEIGHTS, DIVISION 2, ACCORDING TO PLAT RECORDED IN VOLUME 17 OF PLATS, PAGES 21, 22, AND 23 IN KITSAP COUNTY, WASHINGTON.
Legal Range2E
Legal Township25
Legal Section33
Legal SubdivisionEMERALD HEIGHTS DIVISION NO. 2
Legal Block2
Legal Lot Number7
JurisdictionKITSAP WA
Township / Civil DivisionBAINBRIDGE ISLAND
Census Block Group2
Census Block2000
Census Tract91001

Owner

Source: Kitsap County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address2502 28TH ST, 3, SANTA MONICA, CA 90405-2983
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 1, 2017 · Amount on Record
Deed SaleMar 1, 2017 · Amount on Record
Prior SaleOct 31, 2016 · Amount on Record
Deed Document Number2017243
Record UpdatedOct 29, 2026

March 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKITSAP WA
Recording DateMar 1, 2017
Property Address5341 RUBY PL NE, BAINBRIDGE ISLAND, WA 98110-2024
Document Number0003010243
Instrument DateFeb 21, 2017
Instrument201703010243
Transaction TypeTransfer
Record UpdatedMar 8, 2017

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$9,554.70
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address5341 RUBY PL NE BAINBRIDGE ISLAND WA 981102024, BAINBRIDGE ISLAND, WA 98110-2024

Mortgage

Document Number3010244
DateMar 1, 2017
Instrument201703010244
Lender
NameMUFG UNION BK NA
TypeBank
AddressSAN DIEGO, CA 92121
Agreement
AmountAmount Recorded
Term360 Months
DueFeb 28, 2047
Interest
Rate TypeAdjustable Rate
Rate3.62%

Mortgage

Document Number3010245,
DateMar 1, 2017
Instrument201703010245
Lender
NameMUFG UNION BK NA
TypeBank
AddressSAN DIEGO, CA 92101
Agreement
AmountAmount Recorded
Term120 Months
DueFeb 28, 2027

Tax Assessment & Valuation

Source: Kitsap County assessment roll, as of September 16, 2026

Property Jurisdictions

TypeName
StateWashington
CountyKitsap County
MunicipalityBainbridge Island City
Unified School DistrictBainbridge Island School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2027$646,330 (-) Land $217,500 Building $428,830$646,330 (-) Land $217,500 Building $428,830
2026$5,433.00 (+11.72%)$646,330 (-) Land $217,500 Building $428,830$646,330 (-) Land $217,500 Building $428,830
2024$4,863.00 (-4.38%)$646,330 (-) Land $217,500 Building $428,830$646,330 (-) Land $217,500 Building $428,830
2023$5,086.00$646,330 Land $217,500 Building $428,830$646,330 Land $217,500 Building $428,830

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 11, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 17 policies
Nearby Flood Policies17 in force
Nearby Flood Claims3 (2022–2023)
Claims Outside the SFHA1 of 3
Most Recent ClaimNov 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEMERALD HEIGHTS
private · serves 251 people · EPA ID WA5323290
Water SourceGroundwater
Last State InspectionNov 2021
Lead4 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Starlink
Satellite
280 / 30

May also be available: Kitsap PUD.

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