Kitsap County property record for 5344 Ruby Pl NE, Bainbridge Island, WA 98110
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,468 sqft · built 1978 |
| Lot Size | 0.29 acres (12,632 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $5,420 (2026) |
| Deeds & Mortgages | May 2026 Mortgage Apr 2021 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 4905-000-023-0001 |
| Primary APN | 4905-000-023-0001 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,468 sqft Living Area |
| Gross Area | 1,948 sqft |
| 1st Floor Area | 1,468 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Roof Material | Composition Shingle |
| Lot Area | 12,632 sqft (0.29 acres) |
| Garage Type | Attached |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 24 sqft |
| Patio Area | 144 sqft |
| Canopy | 24 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Street Address | 5344 RUBY PL NE |
|---|---|
| City | BAINBRIDGE ISLAND |
| State | WA |
| Zip | 98110-2024 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | LOT 23, EMERALD HEIGHTS, DIVISION NO. 2, AS PER PLAT RECORDED IN VOLUME 17 OF PLATS, PAGES 21, 22 AND 23, RECORDS OF KITSAP COUNTY. |
| Legal Range | 2E |
| Legal Township | 25 |
| Legal Section | 33 |
| Legal Subdivision | EMERALD HEIGHTS DIVISION NO. 2 |
| Legal Block | 2 |
| Legal Lot Number | 23 |
| Jurisdiction | KITSAP WA |
| Township / Civil Division | BAINBRIDGE ISLAND |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 91001 |
Source: Kitsap County records, as of September 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2210 S CALLE PALO FIERRO, 36, PALM SPRINGS, CA 92264-5404 |
| Owner Type | Individual |
| Vesting | Married Couple |
| Date | Document |
|---|---|
| May 7, 2026 | Warranty Deed, Transfer · Conventional Mortgage EVERGREEN MONEYSOURCE MORTGAGE COMPANY |
| Apr 22, 2021 | Intrafamily Transfer, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 7, 2026 |
| Deed Sale | May 7, 2026 |
| Deed Document Number | 2026165 |
| Prior Transfer Date | Mar 17, 2021 |
| Prior Transfer Doc | 0000000268 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KITSAP WA |
| Recording Date | May 7, 2026 |
| Property Address | 5344 RUBY PL NE, BAINBRIDGE ISLAND, WA 98110-2024 |
| Document Number | 0000000165 |
| Instrument Date | Apr 22, 2026 |
| Instrument | 2026165 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2026 |
| Title Company | AEGIS LAND TITLE |
| Tax | $1,343,300.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2210 S CALLE PALO FIERRO, 36, PALM SPRINGS, CA 92264-5404 |
| Document Number | 0000000166, |
|---|---|
| Date | May 7, 2026 |
| Instrument | 20260507166 |
| Name | EVERGREEN MONEYSOURCE MORTGAGE COMPANY |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.38% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | KITSAP WA |
| Recording Date | Apr 22, 2021 |
| Property Address | 5344 RUBY PL NE, BAINBRIDGE ISLAND, WA 98110-2024 |
| Document Number | 0000000268 |
| Map Reference | VOL 17 PG 21-23 |
| Instrument Date | Mar 17, 2021 |
| Instrument | 202104220268 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
Source: Kitsap County assessment roll, as of September 16, 2026
| Type | Name |
|---|---|
| State | Washington |
| County | Kitsap County |
| Municipality | Bainbridge Island City |
| Unified School District | Bainbridge Island School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2027 | $644,690 (-) Land $221,900 Building $422,790 | $644,690 (-) Land $221,900 Building $422,790 | |
| 2026 | $5,420.00 (+1.8%) | $644,690 (-) Land $221,900 Building $422,790 | $644,690 (-) Land $221,900 Building $422,790 |
| 2025 | $5,324.00 (+9.75%) | ||
| 2024 | $4,851.00 (-4.39%) | $644,690 (-) Land $221,900 Building $422,790 | $644,690 (-) Land $221,900 Building $422,790 |
| 2023 | $5,074.00 | $644,690 Land $221,900 Building $422,790 | $644,690 Land $221,900 Building $422,790 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 11, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 17 policies |
| Nearby Flood Policies | 17 in force |
| Nearby Flood Claims | 3 (2022–2023) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Nov 2023 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Washington |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EMERALD HEIGHTS private · serves 251 people · EPA ID WA5323290 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2021 |
| Lead | 4 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Starlink Satellite | 280 / 30 |
May also be available: Kitsap PUD.
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