Okaloosa County property record for 535 Third Ave, Destin, FL 32541 · Last verified December 2025
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,724 sqft · built 1981 |
| Lot Size | 0.242 acres (10,568 sqft) |
| Owner | Owner Name on File |
| Last Sale | $102,000 (Mar 2000) |
| Tax Bill | $931 (2025) |
| Deeds & Mortgages | May 2018 Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | C56-000-589-9685-1 |
| Primary APN | C56-000-589-9685-1 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 1,724 sqft Heated Area |
| Gross Area | 2,340 sqft |
| 1st Floor Area | 1,724 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1981 |
|---|---|
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 10,568 sqft (0.242 acres) |
| Lot Width | 96 ft Width |
| Garage Type | Finished |
| Garage Area | 324 sqft |
| Porch | Open Porch |
|---|---|
| Porch Area | 88 sqft |
| Patio Area | 204 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 535 THIRD AVE |
|---|---|
| City | DESTIN |
| State | FL |
| Zip | 32541-1709 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | KELLEYS 3RD ADD DESTIN LOT 2 BLK 17 |
| Legal Range | 22 |
| Legal Township | 02S |
| Legal Subdivision | KELLYS 3RD ADDN TO DESTIN |
| Legal Block | 17 |
| Legal Lot Number | 2 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | FORT WALTON BEACH |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 23306 |
Source: Okaloosa County records · APN C56-000-589-9685-1
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Owner Name on File |
|---|---|
| Mailing Address | 535 THIRD AVE, DESTIN, FL 32541-1709 |
| Occupancy | Owner Occupied |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 01, 2000 · Amount on Record |
| Deed Sale | Mar 01, 2000 · Amount on Record |
| Prior Sale | Mar 01, 2000 · Amount on Record |
| Deed Document Number | 0022414572 |
| Deed Book / Page | 002S2 |
| Last Transfer Date | Dec 15, 2004 |
| Transfer Doc | 0025813315 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 535 THIRD AVE, DESTIN, FL 32541-1709 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0033501226 |
|---|---|
| Date | May 16, 2018 |
| Book Page | 3350/1226 |
| Instrument | 3207073 |
| Name | EGLIN FCU |
|---|---|
| Type | Credit Union |
| Address | FORT WALTON BEACH, FL 32547 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | May 21, 2028 |
Source: Okaloosa County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Municipality | Destin City |
| Unified School District | Okaloosa County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $931.00 (+7.51%) Homeowner's exemption | $117,712 (+5.99%) | $353,059 (+4.04%) Land $145,583 Building $207,476 |
| 2023 | $866.00 (+3.59%) Homeowner's exemption | $111,063 (+3%) | $339,347 (+10.4%) Land $132,096 Building $207,251 |
| 2022 | $836.00 Homeowner's exemption | $107,828 | $307,386 Land $120,087 Building $187,299 |
Source: FEMA National Flood Hazard Layer, Okaloosa County (12091C), updated March 8, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120910233061, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Moderate |
| 500-Year Floodplain | Yes |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Cost | Premium on Record median of 96 individual NFIP policies nearby |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 96 in force |
| Nearby Flood Claims | 73 (1994–2020) |
| Claims Outside the SFHA | 47 of 73 |
| Most Recent Claim | Sep 2020, tidal / storm surge, Hurricane Sally |
| Claims By Storm |
|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 337 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| LiveOak Fiber | Fiber | 5,000 / 5,000 |
| Cox Communications | Cable | 2,000 / 100 |
| Verizon | Fixed Wireless | 300 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
| AT&T | Fixed Wireless | 100 / 20 |
May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.
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