Okaloosa County property record for 525 Third Ave, Destin, FL 32541
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,040 sqft · built 1980 |
| Lot Size | 0.202 acres (8,805 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $135,000 (Apr 2009) |
| Tax Bill | $882 (2025) |
| Deeds & Mortgages | Jul 2026 Sale Mar 2020 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-000-589-9689-3 |
| Primary APN | C56-000-589-9689-3 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,040 sqft Living Area |
| Gross Area | 1,456 sqft |
| 1st Floor Area | 1,040 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Wood |
| Lot Area | 8,805 sqft (0.202 acres) |
| Lot Width | 60 ft Width |
| Porch | Open/Unfinished Porch |
| Porch Area | 416 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 525 THIRD AVE |
|---|---|
| City | DESTIN |
| State | FL |
| Zip | 32541-1709 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | KELLY 3RD ADD LOT 7 BLK 17 |
| Legal Subdivision | KELLY 3RD ADD |
| Legal Block | 17 |
| Legal Lot Number | 7 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | FORT WALTON BEACH |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 23306 |
Source: Okaloosa County records · APN C56-000-589-9689-3
Assessment roll updated December 31, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 525 THIRD AVE, DESTIN, FL 32541-1709 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
| Date | Document |
|---|---|
| Jul 08, 2026 | Deed, Transfer NONE LISTED ON DOCUMENT |
| Mar 12, 2020 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 15, 2009 · Amount on Record |
| Deed Sale | Apr 15, 2009 · Amount on Record |
| Prior Sale | Dec 30, 2008 · Amount on Record |
| Deed Document Number | 20092558407 |
| Deed Book / Page | 2883 / 4593 |
| Last Transfer Date | Jan 13, 2020 |
| Transfer Doc | 0034493121 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Jul 08, 2026 |
| Property Address | 525 THIRD AVE, DESTIN, FL 32541-1709 |
| Document Number | 0003826434 |
| Instrument Date | Jul 07, 2026 |
| Instrument | 20263826434 |
| Transaction Type | Transfer |
| Record Updated | Jul 17, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Tax | $70.70 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Estate |
| Address | 525 THIRD AVE, DESTIN, FL 32541-1709 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Mar 12, 2020 |
| Property Address | 525 THIRD AVE, DESTIN, FL 32541-1709 |
| Document Number | 0034493121 |
| Book / Page | 003449 / 003121 |
| Instrument Date | Jan 13, 2020 |
| Instrument | 3344425 |
| Transaction Type | Transfer |
| Record Updated | May 21, 2020 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Estate |
| Address | 525 THIRD AVE DESTIN FL 325411709, DESTIN, FL 32541-1709 |
Source: Okaloosa County records · Assessment roll updated December 31, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Municipality | Destin City |
| Unified School District | Okaloosa County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $882.00 (+7.69%) Homeowner's exemption | $113,575 (+5.99%) | $259,168 (+4.96%) Land $145,583 Building $113,585 |
| 2023 | $819.00 (+3.67%) Homeowner's exemption | $107,159 (+3%) | $246,921 (+8.32%) Land $132,096 Building $114,825 |
| 2022 | $790.00 Homeowner's exemption | $104,038 | $227,961 Land $120,087 Building $107,874 |
Source: FEMA National Flood Hazard Layer as of March 8, 2021 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 96 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 96 in force |
| Nearby Flood Claims | 73 (1994–2020) |
| Claims Outside the SFHA | 47 of 73 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
| Claims by Event |
|
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.7% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
Based on FCC filings for 337 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | DESTIN WATER USERS, INC. private · serves 31,752 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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