601 Third Ave, Destin, FL 32541 Property Records

Okaloosa County property record for 601 Third Ave, Destin, FL 32541 · Last verified February 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,812 sqft · built 2025
Lot Size	0.986 acres (42,981 sqft)
Owner	Individual Name on File
Last Sale	$770,000 (Jan 2026)
Tax Bill	$1,724 (2025)
Deeds & Mortgages	Jan 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`C56-001-175-2095-7`

Property Details

APN / Parcel Number

Primary APN	`C56-001-175-2095-7`
Alternative APN	`00-2S-22-1361-0018-0090`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,812 sqft Heated Area
Gross Area	3,528 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2025
Exterior Material	Fiber Cement Siding
Roof Type	Cathedral/Clerestory
Roof Material	Wood
Lot Area	42,981 sqft (0.986 acres)
Lot Width	120 ft Width
Garage Type	Finished
Porch	Open Porch
Porch Area	254 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	601 THIRD AVE
City	DESTIN
State	FL
Zip	32541-1711
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	KELLYS 3RD ADD DESTIN LOT 9 BLK 18
Legal Subdivision	KELLYS 3RD ADDN TO DESTIN
Legal Block	18
Legal Lot Number	9
Jurisdiction	OKALOOSA FL
Township / Civil Division	FORT WALTON BEACH
Census Block Group	1
Census Block	1006
Census Tract	23306

Owner

Source: Okaloosa County records · APN C56-001-175-2095-7

Assessment roll updated July 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	601 THIRD AVE, DESTIN, FL 32541-1711
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 15, 2026 · Amount on Record
Deed Sale	Jan 15, 2026 · Amount on Record
Prior Sale	Apr 20, 2021 · Amount on Record
Deed Document Number	3793616
Record Updated	Jun 08, 2026

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Jan 15, 2026
Property Address	601 THIRD AVE, DESTIN, FL 32541-1711
Document Number	0003793616
Map Reference	MB 2 PG 164
Instrument Date	Jan 14, 2026
Instrument	3793616
Transaction Type	Transfer
Record Updated	Feb 03, 2026
Title Company	WAYPOINT TITLE, WAYPOINT TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$5,390.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1500 S GOLF LINKS CV, WEST MEMPHIS, AR 72301-3868

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	601 THIRD AVE, DESTIN, FL 32541-1711

Mortgage

Document Number	0003793617
Date	Jan 15, 2026
Instrument	3793617

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2056

Tax Assessment & Valuation

Source: Okaloosa County records · Assessment roll updated July 1, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Municipality	Destin City
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,724.00	$145,583 Land $145,583	$145,583 Land $145,583

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Okaloosa County (12091C), updated March 8, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120910233061, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Cost	Premium on Record median of 96 individual NFIP policies nearby
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	96 in force 76 of 96 on primary residences
Nearby Flood Claims	73 (1994–2020)
Claims Outside the SFHA	47 of 73
Most Recent Claim	Sep 2020, tidal / storm surge, Hurricane Sally
Flood Events	Severe Storms, Tornadoes, Straight-line Winds, And Flooding (Apr 2014), 16 claims Hurricane Frances (Sep 2004), 20 claims Hurricane Opal (Oct 1995), 21 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.