604 Third Ave, Destin, FL 32541 Property Records

Okaloosa County property record for 604 Third Ave, Destin, FL 32541 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms4 Baths
Year BuiltBuilt 2025
Square Footage4,162 sqft Heated Area
Lot Size27,837 sqft (0.639 acres)
OccupancyOwner Occupied
Last Sale$170,000 (2022)
Tax Bill$1,293.00 (2025)

Property Details

APN / Parcel Number

Primary APNC56-001-161-1576-7
Alternative APN
  • 00-2S-22-1361-0013-0170

Interior

Bedrooms4 Beds
Full Baths4 Baths
Building Area4,162 sqft Heated Area
Gross Area5,983 sqft Gross Area
Stories1 Stories
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2025
Roof ConstructionCathedral/Clerestory Roof Construction
Roof MaterialMetal Roof
Lot Area27,837 sqft (0.639 acres)
Lot Width238 ft Width
Garage TypeFinished Garage
PorchOpen Porch
Porch Area44 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air Heating

Location & Zoning

Street Address604 THIRD AVE
CityDESTIN
StateFL
Zip32541-1712
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionKELLYS 3RD ADD DESTIN LOT 17 BLK 13
Legal SubdivisionKELLYS 3RD ADDN TO DESTIN
Legal Block13
Legal Lot Number17
JurisdictionOKALOOSA FL
Minor Civil DivisionFORT WALTON BEACH
Census Blockgroup1
Census Block1011
Census Tract23306

Owner

Source: Okaloosa County records · APN C56-001-161-1576-7

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address604 THIRD AVE, DESTIN, FL 32541-1712
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Sep 25, 2024Deed of Trust, Mortgage · Building or Construction Mortgage
REGIONS BANK
Aug 19, 2022Warranty Deed, Transfer
UNKNOWN, KETCHERSID LAND & TITLE LLC
Aug 19, 2022Warranty Deed, Transfer
UNKNOWN, KETCHERSID LAND & TITLE LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 19, 2022 · Amount on Record
Deed SaleAug 19, 2022 · Amount on Record
Prior SaleAug 19, 2022 · Amount on Record
Deed Doc Number0036383500
Deed Book / Page3638 / 3500
Record RefreshedJun 08, 2026

September 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOKALOOSA FL
Property Address604 THIRD AVE, DESTIN, FL 32541-1712
Transaction TypeMortgage
Record UpdatedDec 09, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address989 FOREST SHORE DR, MIRAMAR BEACH, FL 32550-3964

Mortgage

Document Number0003713199
DateSep 25, 2024
Instrument3713199
Lender
NameREGIONS BANK
TypeBank
AddressBIRMINGHAM, AL 35244
Agreement
TypeBuilding or Construction Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2054
Interest
Rate TypeAdjustable Rate
Rate6.37%
Type Change DateOct 01, 2031
Change Frequency6 Months
Min Rate At Change3%
Max Rate At Change11.3%
IndexSOFR Average 30-Day
Margin3
Max Rate11.3%

August 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKALOOSA FL
Recording DateAug 19, 2022
Property Address604 THIRD AVE, DESTIN, FL 32541-1712
Document Number0036383243
Book / Page3638 / 3243
Map ReferenceMB 2 PG 164
Instrument DateAug 19, 2022
Instrument3572786
Transaction TypeTransfer
Record UpdatedDec 09, 2025
Title CompanyUNKNOWN, KETCHERSID LAND & TITLE LLC

Transaction

AmountAmount Recorded
Tax$787.50
Amount AccuracyRounded Values by County
Additional
  • Lis Pendens
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address5753 HIGHWAY 85 N, CRESTVIEW, FL 32536-9365

Transferred To (Grantee/Buyer)

NameVerified Name
Address599 THIRD AVE, DESTIN, FL 32541-1709

August 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKALOOSA FL
Recording DateAug 19, 2022
Property Address604 THIRD AVE, DESTIN, FL 32541-1712
Document Number0036383500
Book / Page3638 / 3500
Map ReferenceMB 2 PG 164
Instrument DateAug 19, 2022
Instrument3572850
Transaction TypeTransfer
Record UpdatedDec 09, 2025
Title CompanyUNKNOWN, KETCHERSID LAND & TITLE LLC

Transaction

AmountAmount Recorded
Tax$1,190.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address599 THIRD AVE, DESTIN, FL 32541-1709

Transferred To (Grantee/Buyer)

NameVerified Name
Address989 FOREST SHORE DR, MIRAMAR BEACH, FL 32550-3964
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Okaloosa County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
MunicipalityDestin City
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,293.00 (+9.3%)$109,188 (+10.21%) Land $109,188$109,188 (+10.21%) Land $109,188
2023$1,183.00 (-64.35%)$99,072 (-64.02%) Land $99,072$99,072 (-64.02%) Land $99,072
2022$3,318.00$275,376 Land $90,065 Building $185,311$275,376 Land $90,065 Building $185,311

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