512 Palmetto Dr, Melbourne, FL 32935 Property Records

Brevard County property record for 512 Palmetto Dr, Melbourne, FL 32935

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,752 sqft · built 1955
Lot Size	0.29 acres (12,632 sqft)
Owner	2 Individual Names on Record
Last Sale	$300,000 (Oct 2025)
Tax Bill	$3,408 (2025)
Deeds & Mortgages	Feb 2022 Line of Credit Oct 2025 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`27-37-17-29-*-10`

Property Details

APN / Parcel Number

Primary APN	`27-37-17-29-*-10`
Alternative APNs	`27-37-17-29-00000.0-0010.00` `2718790`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,752 sqft Living Area
Gross Area	2,302 sqft
1st Floor Area	1,752 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1999
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	12,632 sqft (0.29 acres)
Lot Dimensions	125 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	473 sqft
Porch	Finished/Open Porch
Porch Area	248 sqft
Patio Area	140 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2718790
Street Address	512 PALMETTO DR
City	MELBOURNE
State	FL
Zip	32935-4217
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RU111
Legal Description	ATWATERS SUBDIVISION LOT 10
Legal Range	37E
Legal Township	27S
Legal Section	17
Legal Subdivision	ATWATERS SUBDIVISION
Legal Lot Number	10
Jurisdiction	BREVARD FL
Township / Civil Division	MELBOURNE
Census Block Group	3
Census Block	3016
Census Tract	64301

Owner

Source: Brevard County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	512 PALMETTO DR, MELBOURNE, FL 32935-4217
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Feb 9, 2022	Deed of Trust, Mortgage · Line of Credit SPACE COAST CU
Oct 1, 2025	Warranty Deed, Transfer · FHA Mortgage PENNYMAC LOAN SERVICES LLC
May 6, 2024	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Mar 24, 2021	Warranty Deed, Transfer · Conventional Mortgage DYBN FINANCIAL CORP
May 15, 2019	Warranty Deed, Transfer · Conventional Mortgage CHRISTENSEN FINANCIAL INC
Nov 30, 2018	Deed of Trust, Mortgage · Conventional Mortgage SPACE COAST CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 1, 2025 · Amount on Record
Deed Sale	Oct 1, 2025 · Amount on Record
Prior Sale	Mar 24, 2021 · Amount on Record
Deed Document Number	2025197665
Deed Book / Page	10444 / 2801
Prior Transfer Date	May 7, 2001
Prior Transfer Doc	4341002251
Record Updated	Sep 20, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREVARD FL
Property Address	512 PALMETTO DR, MELBOURNE, FL 32935-4217
Transaction Type	Mortgage
Record Updated	Nov 27, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	512 PALMETTO DR, MELBOURNE, FL 32935-4217

Mortgage

Document Number	0094092948
Date	Feb 9, 2022
Book Page	9409/2948
Instrument	2022032990

Lender

Name	SPACE COAST CU
Type	Credit Union
Address	MELBOURNE, FL 32940

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	167 Months
Due	Jan 25, 2036

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BREVARD FL
Recording Date	Oct 1, 2025
Property Address	512 PALMETTO DR, MELBOURNE, FL 32935-4217
Document Number	0104442801
Book / Page	10444 / 2801
Map Reference	MB 10 PG 86A
Instrument Date	Sep 24, 2025
Instrument	2025197665
Transaction Type	Transfer
Record Updated	Nov 27, 2025
Title Company	DOCKSIDE TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,100.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	112 FARMINGTON DR, HARVEST, AL 35749-7850

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	512 PALMETTO DR, MELBOURNE, FL 32935-4217

Mortgage

Document Number	0104442803
Date	Oct 1, 2025
Instrument	10444/2803

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2055

May 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BREVARD FL
Recording Date	May 6, 2024
Property Address	512 PALMETTO DR, MELBOURNE, FL 32935-4217
Document Number	0100551792
Book / Page	10055 / 1792
Map Reference	MB 10 PG 86A
Instrument Date	May 3, 2024
Instrument	2024091885
Transaction Type	Transfer
Record Updated	Nov 27, 2025
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	512 PALMETTO DR, MELBOURNE, FL 32935-4217

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	512 PALMETTO DR, MELBOURNE, FL 32935-4217

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BREVARD FL
Recording Date	Mar 24, 2021
Property Address	512 PALMETTO DR, MELBOURNE, FL 32935-4217
Document Number	0090622855
Book / Page	9062 / 2855
Map Reference	MB 10 PG 86A
Instrument Date	Mar 17, 2021
Instrument	2021075305
Transaction Type	Transfer
Record Updated	Nov 27, 2025
Title Company	STATE TITLE PARTNERS LLP

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,827.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	417 E KIOWA ST UNIT 1004, 1004, COLORADO SPRINGS, CO 80903-8410

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	512 PALMETTO DR, MELBOURNE, FL 32935-4217

Mortgage

Document Number	0090622856
Date	Mar 24, 2021
Instrument	9062/2856

Lender

Name	DYBN FINANCIAL CORP
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BREVARD FL
Recording Date	May 15, 2019
Property Address	512 PALMETTO DR, MELBOURNE, FL 32935-4217
Document Number	0084382607
Book / Page	8438 / 2607
Map Reference	MB 10 PG 86A
Instrument Date	May 9, 2019
Instrument	2019103500
Transaction Type	Transfer
Record Updated	Jul 2, 2021
Title Company	PRESTIGE TTL OF BREVARD LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,253.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	963 SONESTA AVE NE # NEF203, 963, PALM BAY, FL 32905-6322

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	512 PALMETTO DR, MELBOURNE, FL 32935-4217

Mortgage

Document Number	2019103501
Date	May 15, 2019
Instrument	2019103501

Lender

Name	CHRISTENSEN FINANCIAL INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2049

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREVARD FL
Property Address	512 PALMETTO DR, MELBOURNE, FL 32935-4217
Document Number	0083252285
Instrument Date	Nov 30, 2018
Transaction Type	Mortgage
Record Updated	Dec 28, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	512 PALMETTO DR MELBOURNE FL 329354217, MELBOURNE, FL 32935-4217

Mortgage

Document Number	0083252285
Date	Dec 10, 2018
Book Page	008325/002285
Instrument	272151

Lender

Name	SPACE COAST CU
Type	Credit Union
Address	MELBOURNE, FL 32940

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Dec 9, 2033

Tax Assessment & Valuation

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Brevard County
Unified School District	Brevard County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$239,760 (+8.62%)	$239,760 (+8.62%)
2025	$3,408.00 (+48.05%)	$220,740 (+24.96%) Land $35,000 Building $185,740	$220,740 (+3.93%) Land $35,000 Building $185,740
2024	$2,302.00 (+16.44%) Homeowner's exemption	$176,650 (+18.72%)	$212,390 (+5.52%) Land $35,000 Building $177,390
2023	$1,977.00 (+7.56%) Homeowner's exemption	$148,800 (+3%)	$201,270 (-3.8%) Land $44,000 Building $157,270
2022	$1,838.00 Homeowner's exemption	$144,470	$209,230 Land $45,000 Building $164,230

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 19 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	19 in force
Nearby Flood Claims	9 (1995–2008)
Claims Outside the SFHA	9 of 9
Most Recent Claim	Aug 2008 · Tropical Storm Fay
Claims by Event	Tropical Storm Fay, Aug 2008 · 2 claims Hurricane Erin, Aug 1995 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MELBOURNE serves 167,753 people · EPA ID FL3051447
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 287 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

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