535 E Exchange St, Geneseo, IL 61254 Property Records

Henry County property record for 535 E Exchange St, Geneseo, IL 61254

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,200 sqft · built 1933
Lot Size	0.34 acres (14,810 sqft)
Owner	Company Name on Record
Last Sale	$279,000 (Aug 2022)
Tax Bill	$3,789 (2025)
Deeds & Mortgages	Aug 2022 Sale & Mortgage Mar 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08-21-226-021`

Property Details

APN / Parcel Number

Primary APN	`08-21-226-021`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,200 sqft Living Area
1st Floor Area	1,200 sqft
Attic	Attic
Attic Area	444 sqft
Basement Area	1,200 sqft
Unfinished Basement	1,200 sqft

Exterior

Year Built	Built 1933
Effective Year Built	Effective 1933
Exterior Material	Brick
Lot Area	14,810 sqft (0.34 acres)
Lot Dimensions	202 ft deep x 73 ft wide
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Gas

Location & Zoning

Street Address	535 E EXCHANGE ST
City	GENESEO
State	IL
Zip	61254-2107
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W73.82 LT 8 PLAT OF BLK 13 W T ALLANS ADD CITY OF GENESEO
Legal Subdivision	ALLANS ADD
Legal Block	13
Legal Lot Number	8
Jurisdiction	HENRY IL
Township / Civil Division	GENESEO
Census Block Group	2
Census Block	2023
Census Tract	30302

Owner

Source: Henry County records, as of June 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	535 E EXCHANGE ST, GENESEO, IL 61254-2107
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Aug 16, 2022	Warranty Deed, Transfer · FHA Mortgage RUHL MORTGAGE LLC
Mar 31, 2020	Deed of Trust, Mortgage CENTRAL BK/IL

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 16, 2022 · Amount on Record
Deed Sale	Aug 16, 2022 · Amount on Record
Prior Sale	Jul 29, 2011 · Amount on Record
Deed Document Number	20224792
Prior Transfer Date	Jul 25, 2011
Prior Transfer Doc	0000005174
Record Updated	Sep 20, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENRY IL
Recording Date	Aug 16, 2022
Property Address	535 E EXCHANGE ST, GENESEO, IL 61254-2107
Document Number	0000004792
Instrument Date	Jul 8, 2022
Instrument	20-2204792
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$279.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	535 E EXCHANGE ST, GENESEO, IL 61254-2107

Mortgage

Document Number	0000004793
Date	Aug 16, 2022
Instrument	20-2204793

Lender

Name	RUHL MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

Interest

Rate Type	Fixed Rate
Rate	4.62%

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENRY IL
Property Address	535 E EXCHANGE ST, GENESEO, IL 61254-2107
Document Number	0000001857
Instrument Date	Mar 31, 2020
Transaction Type	Mortgage
Record Updated	Jun 2, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	535 E EXCHANGE ST GENESEO IL 612542107, GENESEO, IL 61254-2107

Mortgage

Document Number	0000001857
Date	Apr 6, 2020
Instrument	1857

Lender

Name	CENTRAL BK/IL
Type	Bank
Address	GENESEO, IL 61254

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Apr 5, 2035

Interest

Rate Type	Fixed Rate
Rate	3%

Tax Assessment & Valuation

Source: Henry County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Henry County
County Subdivision	Geneseo Township
Municipality	Geneseo City
Unified School District	Geneseo Community Unit School District 228 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,789.00 (+5.25%) Homeowner's exemption	$53,568 (+6.5%) Land $5,501 Building $48,067	$160,704 (+6.5%) Land $16,503 Building $144,201
2024	$3,600.00 (+40.73%)	$50,298 (+18.14%) Land $5,165 Building $45,133	$150,894 (+18.14%) Land $15,495 Building $135,399
2022		$42,574 Land $4,372 Building $38,202	$127,722 Land $13,116 Building $114,606
2021	$2,558.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 2, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GENESEO serves 6,539 people · EPA ID IL0730500
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	3 ppb (2026–2028) action level 15 ppb
Copper	1.4 mg/L (2015–2017) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 445 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Geneseo Communications Services Fiber · Fixed Wireless in parts of the area	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

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