522 E Exchange St, Geneseo, IL 61254 Property Records

Henry County property record for 522 E Exchange St, Geneseo, IL 61254

Property Summary

Property Type	Single Family Home
Details	5 bd · 1 ba · 1,004 sqft · built 1907
Lot Size	0.24 acres (10,454 sqft)
Owner	Individual Name on Record
Last Sale	$93,900 (Jun 2017)
Tax Bill	$2,382 (2025)
Deeds & Mortgages	May 2021 Line of Credit Apr 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`08-21-228-019`

Property Details

APN / Parcel Number

Primary APN	`08-21-228-019`

Interior

Bedrooms	5 Beds
Full Baths	1 Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	1,004 sqft Living Area
1st Floor Area	1,004 sqft
Basement Area	748 sqft
Unfinished Basement	1,004 sqft

Exterior

Year Built	Built 1907
Effective Year Built	Effective 1907
Construction Type	Frame
Lot Area	10,454 sqft (0.24 acres)
Lot Dimensions	117 ft deep x 90 ft wide
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Gas

Location & Zoning

Street Address	522 E EXCHANGE ST
City	GENESEO
State	IL
Zip	61254-2108
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 2 HOFMEISTER SUB OF BLK 12 W T ALLENS ADD CITY OF GENESEO
Legal Subdivision	ALLENS ADD
Legal Block	12
Legal Lot Number	2
Jurisdiction	HENRY IL
Township / Civil Division	GENESEO
Census Block Group	2
Census Block	2019
Census Tract	30302

Owner

Source: Henry County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	522 E EXCHANGE ST, GENESEO, IL 61254-2108
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 21, 2021	Deed of Trust, Mortgage · Line of Credit SENB BANK
Apr 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage SENB BANK
Jun 28, 2017	Special Warranty Deed, Transfer · Commercial Mortgage SOUTHEAST NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 28, 2017 · Amount on Record
Deed Sale	Jun 28, 2017 · Amount on Record
Prior Sale	Sep 19, 2016
Deed Document Number	201720-1703742
Prior Transfer Date	Jan 19, 2015
Prior Transfer Doc	0000000485
Record Updated	Sep 20, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENRY IL
Property Address	522 E EXCHANGE ST, GENESEO, IL 61254-2108
Transaction Type	Mortgage
Record Updated	Jun 9, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003194
Date	May 21, 2021
Instrument	20-2103194

Lender

Name	SENB BANK
Type	Bank
Address	MOLINE, IL 61265

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENRY IL
Property Address	522 E EXCHANGE ST, GENESEO, IL 61254-2108
Transaction Type	Mortgage
Record Updated	Apr 29, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002276
Date	Apr 13, 2021
Instrument	20-2102276

Lender

Name	SENB BANK
Type	Bank
Address	MOLINE, IL 61266

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	May 1, 2041

Interest

Rate Type	Fixed Rate
Rate	2.75%

June 2017: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	HENRY IL
Recording Date	Jun 28, 2017
Property Address	522 E EXCHANGE ST, GENESEO, IL 61254-2108
Document Number	0000003742
Map Reference	DOC91R3163
Instrument Date	Jun 20, 2017
Instrument	20-1703742
Transaction Type	Transfer
Record Updated	Jun 15, 2021
Title Company	MIDWEST COMMUNITY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 650043, DALLAS, TX 75265-0043

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	522 E EXCHANGE ST, GENESEO, IL 61254-2108

Mortgage

Document Number	0000003743
Date	Jun 28, 2017
Instrument	20-1703743

Lender

Name	SOUTHEAST NATIONAL BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	3 Months
Due	Sep 22, 2017

Interest

Rate	4.25%

Tax Assessment & Valuation

Source: Henry County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Henry County
County Subdivision	Geneseo Township
Municipality	Geneseo City
Unified School District	Geneseo Community Unit School District 228 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,382.00 (+5.73%) Homeowner's exemption	$35,906 (+6.5%) Land $8,666 Building $27,240	$107,718 (+6.5%) Land $25,998 Building $81,720
2024	$2,253.00 (+26.5%)	$33,714 (+18.14%) Land $8,137 Building $25,577	$101,142 (+18.14%) Land $24,411 Building $76,731
2022		$28,537 Land $6,888 Building $21,649	$85,611 Land $20,664 Building $64,947
2021	$1,781.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 2, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GENESEO serves 6,539 people · EPA ID IL0730500
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	3 ppb (2026–2028) action level 15 ppb
Copper	1.4 mg/L (2015–2017) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 445 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Geneseo Communications Services Fiber · Fixed Wireless in parts of the area	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

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