549 E Exchange St, Geneseo, IL 61254 Property Records

Henry County property record for 549 E Exchange St, Geneseo, IL 61254

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 936 sqft · built 1952
Lot Size	0.42 acres (18,295 sqft)
Owner	Individual Name on Record
Last Sale	$80,500 (May 2011)
Tax Bill	$2,890 (2025)
Deeds & Mortgages	Feb 2020 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`08-21-226-025`

Property Details

APN / Parcel Number

Primary APN	`08-21-226-025`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	936 sqft Living Area
1st Floor Area	936 sqft
Basement Area	936 sqft
Unfinished Basement	936 sqft

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Construction Type	Frame
Lot Area	18,295 sqft (0.42 acres)
Lot Dimensions	205 ft deep x 90 ft wide
Garage Area	280 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	549 E EXCHANGE ST
City	GENESEO
State	IL
Zip	61254-2107
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 8 & W1/2 LT 9 & S1/2 VAC ALLEY N & ADJ SUB OF BLK 14 W T ALLANS ADD CITY OF GENESEO
Legal Subdivision	ALLANS ADD
Legal Block	14
Legal Lot Number	8,9
Jurisdiction	HENRY IL
Township / Civil Division	GENESEO
Census Block Group	2
Census Block	2023
Census Tract	30302

Owner

Source: Henry County records, as of June 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	24619 STAGECOACH RD, GENESEO, IL 61254-9050
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 31, 2011 · Amount on Record
Deed Sale	May 31, 2011 · Amount on Record
Deed Document Number	201120-1103589
Record Updated	Sep 20, 2026

February 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HENRY IL
Property Address	549 E EXCHANGE ST, GENESEO, IL 61254-2107
Document Number	0000000984
Instrument Date	Feb 3, 2020
Transaction Type	Mortgage
Record Updated	May 15, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	549 E EXCHANGE ST GENESEO IL 612542107, GENESEO, IL 61254-2107

Mortgage

Document Number	0000000984
Date	Feb 21, 2020
Instrument	984

Lender

Name	BANKORION
Type	Bank
Address	ORION, IL 61273-0009

Agreement

Term	60 Months
Due	Feb 20, 2025

Tax Assessment & Valuation

Source: Henry County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Henry County
County Subdivision	Geneseo Township
Municipality	Geneseo City
Unified School District	Geneseo Community Unit School District 228 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,890.00 (+25.87%)	$36,288 (+25.83%) Land $6,698 Building $29,590	$108,864 (+25.83%) Land $20,094 Building $88,770
2022		$28,840 Land $5,323 Building $23,517	$86,520 Land $15,969 Building $70,551
2021	$2,296.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 2, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GENESEO serves 6,539 people · EPA ID IL0730500
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	3 ppb (2026–2028) action level 15 ppb
Copper	1.4 mg/L (2015–2017) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 113 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Geneseo Communications Services Fiber · Fixed Wireless	1,000 / 1,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

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