557 E Exchange St, Geneseo, IL 61254 Property Records

Henry County property record for 557 E Exchange St, Geneseo, IL 61254

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,496 sqft · built 1949
Lot Size0.23 acres (10,019 sqft)
OwnerIndividual Name on Record
Tax Bill$3,518 (2025)
Deeds & MortgagesJul 2017 Line of Credit
Flood ZoneZone X (minimal risk)
APN08-21-226-032

Property Details

APN / Parcel Number

Primary APN08-21-226-032

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,496 sqft Total Area
1st Floor Area1,496 sqft
Basement Area1,496 sqft
Finished Basement1,496 sqft

Exterior

Year BuiltBuilt 1949
Effective Year BuiltEffective 1949
Construction TypeFrame
Lot Area10,019 sqft (0.23 acres)
Lot Dimensions117 ft deep x 87 ft wide

Utilities, Heating & Cooling

Heating SystemGas

Location & Zoning

Street Address557 E EXCHANGE ST
CityGENESEO
StateIL
Zip61254-2107
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 2 MIKE JOHNSONS SUB OF E1/2 LOT 9, LOT 10 & PT VAC ALLEY SUB OF BLK 14 W T ALLENS ADD CITY OF GENESEO
Legal SubdivisionALLENS ADD
Legal Block14
Legal Lot Number2,10
JurisdictionHENRY IL
Township / Civil DivisionGENESEO
Census Block Group2
Census Block2023
Census Tract30302

Owner

Source: Henry County records, as of June 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address557 E EXCHANGE ST, GENESEO, IL 61254-2107
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedSep 20, 2026

July 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHENRY IL
Property Address557 E EXCHANGE ST, GENESEO, IL 61254-2107
Document Number0000004669
Instrument DateJul 31, 2017
Transaction TypeMortgage
Record UpdatedSep 26, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address557 E EXCHANGE ST GENESEO IL 612542107, GENESEO, IL 61254-2107

Mortgage

Document Number0000004669
DateAug 11, 2017
Instrument4669
Lender
NameCENTRAL BK/IL
TypeBank
AddressGENESEO, IL 61254
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueAug 10, 2027
Interest
Rate TypeAdjustable Rate
Rate5%

Tax Assessment & Valuation

Source: Henry County assessment roll, as of June 19, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyHenry County
County SubdivisionGeneseo Township
MunicipalityGeneseo City
Unified School DistrictGeneseo Community Unit School District 228 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,518.00 (+35.73%)$55,167 (+25.82%) Land $5,394 Building $49,773$165,501 (+25.82%) Land $16,182 Building $149,319
2022$43,845 Land $4,287 Building $39,558$131,535 Land $12,861 Building $118,674
2021$2,592.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 2, 2011

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGENESEO
serves 6,539 people · EPA ID IL0730500
Water SourceGroundwater
Last State InspectionAug 2025
Lead3 ppb (2026–2028)
action level 15 ppb
Copper1.4 mg/L (2015–2017)
action level 1.3 mg/L

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 113 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Geneseo Communications Services
Fiber · Fixed Wireless
1,000 / 1,000
Mediacom Xtream
Cable · Fiber in parts of the area
1,000 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Nextlink.

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