535 Dundee Ave, Elgin, IL 60120 Property Records

Kane County property record for 535 Dundee Ave, Elgin, IL 60120

Property Summary

Property Type	Single Family Home
Details	6 bd · 1.5 ba · 2,476 sqft · built 1913
Lot Size	0.219 acres (9,547 sqft)
Owner	Individual Name on Record
Last Sale	$181,000 (Jun 2014)
Tax Bill	$7,277 (2025)
Deeds & Mortgages	May 2024 Line of Credit Apr 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-12-381-031`

Property Details

APN / Parcel Number

Primary APN	`06-12-381-031`

Interior

Bedrooms	6 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,476 sqft Living Area
Gross Area	3,812 sqft
Basement Area	1,336 sqft

Exterior

Year Built	Built 1913
Effective Year Built	Effective 1913
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	9,547 sqft (0.219 acres)
Lot Width	83 ft Width
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Gravity Furnace
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	535 DUNDEE AVE
City	ELGIN
State	IL
Zip	60120-3800
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NONE PART EAST 1/2 SOUTHWEST 1/4 SEC 12-41-8 DESC IN DOC 1648331
Legal Range	08
Legal Township	41
Legal Section	12
Legal Block	1
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	1
Census Block	1003
Census Tract	851302

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	535 DUNDEE AVE, ELGIN, IL 60120-3800
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 15, 2024	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
Apr 20, 2021	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Feb 3, 2020	Deed of Trust, Mortgage · FHA Mortgage FIRST CENTENNIAL MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 30, 2014 · Amount on Record
Deed Sale	Jun 30, 2014 · Amount on Record
Prior Sale	Oct 23, 2009 · Amount on Record
Deed Document Number	201431513
Record Updated	Oct 29, 2026

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	535 DUNDEE AVE, ELGIN, IL 60120-3800
Transaction Type	Mortgage
Record Updated	May 22, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	535 DUNDEE AVE, ELGIN, IL 60120-3800

Mortgage

Document Number	0000016252
Date	May 15, 2024
Instrument	2024K016252

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 3, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	535 DUNDEE AVE, ELGIN, IL 60120-3800
Transaction Type	Mortgage
Record Updated	Apr 30, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000030858
Date	Apr 20, 2021
Instrument	2021K030858

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	346 Months
Due	Feb 1, 2050

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	535 DUNDEE AVE, ELGIN, IL 60120-3800
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006038
Date	Feb 3, 2020
Instrument	2020K006038

Lender

Name	FIRST CENTENNIAL MORTGAGE CORP
Type	Mortgage Company
Address	AURORA, IL 60506

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2050

Interest

Rate Type	Fixed Rate
Rate	3.5%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,277.00 (+15.84%) Homeowner's exemption	$103,398 (+8.57%) Land $18,938 Building $84,460	$310,318 (+8.57%) Land $56,837 Building $253,481
2024		$95,236 (+21.39%) Land $17,443 Building $77,793	$285,822 (+21.44%) Land $52,350 Building $233,472
2022	$6,282.00 (+4.56%) Homeowner's exemption	$78,452 (+6.96%) Land $14,369 Building $64,083	$235,356 (+6.96%) Land $43,107 Building $192,249
2021	$6,008.00 Homeowner's exemption	$73,347 Land $13,434 Building $59,913	$220,041 Land $40,302 Building $179,739

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 625 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Fox Valley Internet, T-Mobile.

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