546 Dundee Ave, Elgin, IL 60120 Property Records

Kane County property record for 546 Dundee Ave, Elgin, IL 60120

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,144 sqft · built 1928
Lot Size	0.13 acres (5,660 sqft)
Owner	2 Individual Names on File
Last Sale	$170,000 (May 2019)
Tax Bill	$5,120 (2025)
Deeds & Mortgages	Sep 2021 Mortgage May 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-12-376-024`

Property Details

APN / Parcel Number

Primary APN	`06-12-376-024`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,144 sqft Living Area
Gross Area	1,716 sqft
Basement Area	572 sqft

Exterior

Year Built	Built 1928
Effective Year Built	Effective 1928
Construction Type	Frame
Lot Area	5,660 sqft (0.13 acres)
Lot Width	49 ft Width
Garage Type	Detached
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	546 DUNDEE AVE
City	ELGIN
State	IL
Zip	60120-3855
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	KNOTT HEIRS SUB LOTS 1, 2, 3, 4, & 5 OF JOHN P KNOTTS SUB OF LOT 2 BLOCK 26 P J KIMBALL JRS 3RD ADDN PARCEL C OF OWNERS SUB (BEING 49.2 FT ON EAST LINE & 46.8 FT ON WEST LINE) OF LOTS 5, 6, & 7
Legal Subdivision	KNOTT HEIRS SUB
Legal Block	26
Legal Lot Number	1-7
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	2
Census Block	2001
Census Tract	851302

Owner

546 Dundee Ave is owned and occupied by two individuals who acquired it in July 2021.

Source: Kane County records, as of July 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	546 DUNDEE AVE, ELGIN, IL 60120-3855
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 8, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage WINTRUST MORTGAGE
May 9, 2019	Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 9, 2019 · Amount on File
Deed Sale	May 9, 2019 · Amount on File
Prior Sale	Aug 14, 2001 · Amount on File
Deed Document Number	201918582
Last Transfer Date	Jul 16, 2021
Transfer Doc	0000068464
Record Updated	Sep 20, 2026

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KANE IL
Recording Date	Sep 8, 2021
Property Address	546 DUNDEE AVE, ELGIN, IL 60120-3855
Document Number	0000068464
Instrument Date	Jul 16, 2021
Instrument	2021K068464
Transaction Type	Transfer
Record Updated	Sep 15, 2021
Title Company	FIDELITY NATIONAL LS, FIDELITY NATIONAL

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	546 DUNDEE AVE, ELGIN, IL 60120-3855

Mortgage

Document Number	0000068465
Date	Sep 8, 2021
Instrument	2021K068465

Lender

Name	WINTRUST MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Aug 1, 2051

Interest

Rate Type	Fixed Rate
Rate	3.99%

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	May 9, 2019
Property Address	546 DUNDEE AVE, ELGIN, IL 60120-3855
Document Number	0000018582
Instrument Date	May 3, 2019
Instrument	2019K018582
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	MULTIPLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$170.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	445 FREMONT ST, ELGIN, IL 60120-4241

Mortgage

Document Number	0000018583
Date	May 9, 2019
Instrument	2019K018583

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2049

Interest

Rate	4.5%

Tax Assessment & Valuation

The 2025 property tax bill for 546 Dundee Ave was $5,120 with a homeowner's exemption.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,120.00 Homeowner's exemption	$75,119 (+8.57%) Land $16,529 Building $58,590	$225,447 (+8.57%) Land $49,607 Building $175,840
2024		$69,189 Land $15,224 Building $53,965	$207,650 Land $45,690 Building $161,960
2022	$4,421.00 (+4.81%) Homeowner's exemption	$56,995 (+6.96%) Land $12,541 Building $44,454	$170,985 (+6.96%) Land $37,623 Building $133,362
2021	$4,218.00 Homeowner's exemption	$53,286 Land $11,725 Building $41,561	$159,858 Land $35,175 Building $124,683

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 546 Dundee Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 546 Dundee Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 625 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Fox Valley Internet, T-Mobile.

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