521 Dundee Ave, Elgin, IL 60120 Property Records

Kane County property record for 521 Dundee Ave, Elgin, IL 60120

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 787 sqft · built 1900
Lot Size0.109 acres (4,752 sqft)
Owner2 Individual Names on File
Tax Bill$591 (2025)
Deeds & MortgagesFeb 2018 Mortgage
Dec 2018 Line of Credit
Flood ZoneZone X (minimal risk)
APN06-12-381-002

Property Details

APN / Parcel Number

Primary APN06-12-381-002

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area787 sqft Living Area
Gross Area1,574 sqft
1st Floor Area787 sqft
Basement Area787 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Construction TypeFrame
Lot Area4,752 sqft (0.109 acres)
Lot Width60 ft Width

Utilities, Heating & Cooling

Cooling SystemHVAC

Location & Zoning

Street Address521 DUNDEE AVE
CityELGIN
StateIL
Zip60120-3800
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCOUNTY CLERKS SUB SOUTH PART OF LOT 222 BEING 59.6 FT ON WEST LINE & 36 FT ON EAST LINE AS DESC IN DOC 726558 BOOK 1630/291
Legal SubdivisionCOUNTY CLERKS SUB
Legal Block1
Legal Lot Number222
JurisdictionKANE IL
Township / Civil DivisionELGIN
Census Block Group1
Census Block1003
Census Tract851302

Owner

521 Dundee Ave is owned and occupied by two individuals.

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address521 DUNDEE AVE, ELGIN, IL 60120-3800
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 7, 2018Deed of Trust, Mortgage · Conventional Mortgage
KANE COUNTY TEACHERS CU
Dec 20, 2018Deed of Trust, Mortgage · Line of Credit
KANE COUNTY TEACHERS CU

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedSep 20, 2026

February 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address521 DUNDEE AVE, ELGIN, IL 60120-3800
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000006192
DateFeb 7, 2018
Instrument2018K006192
Lender
NameKANE COUNTY TEACHERS CU
TypeCredit Union
AddressELGIN, IL 60123
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueMar 1, 2033

December 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address521 DUNDEE AVE, ELGIN, IL 60120-3800
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000061210
DateDec 20, 2018
Instrument2018K061210
Lender
NameKANE COUNTY TEACHERS CU
TypeCredit Union
AddressELGIN, IL 60123
Agreement
TypeLine of Credit
AmountAmount on Record
Term240 Months
DueDec 19, 2038
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

The 2025 property tax bill for 521 Dundee Ave was $591 with exemptions applied.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$591.00 Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption$59,338 (+8.57%) Land $17,090 Building $42,248$178,085 (+8.57%) Land $51,291 Building $126,795
2024$54,654 Land $15,741 Building $38,913$164,028 Land $47,242 Building $116,786
2022$1,105.00 (-57.42%) Disabled Person's exemption$45,022 (+6.96%) Land $12,967 Building $32,055$135,066 (+6.96%) Land $38,901 Building $96,165
2021$2,595.00 Disabled Person's exemption$42,092 Land $12,123 Building $29,969$126,276 Land $36,369 Building $89,907

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 521 Dundee Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 521 Dundee Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELGIN
serves 114,797 people · EPA ID IL0894380
Water SourceSurface water
Last State InspectionAug 2025
Lead19 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 625 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable
1,500 / 50
AT&T
DSL · Fiber, Fixed Wireless in parts of the area
100 / 20

May also be available: Fox Valley Internet, T-Mobile.

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