550 Dundee Ave, Elgin, IL 60120 Property Records

Kane County property record for 550 Dundee Ave, Elgin, IL 60120

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,190 sqft · built 1920
Lot Size	0.151 acres (6,599 sqft)
Owner	Individual Name on Record
Tax Bill	$4,929 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Jun 2019 Second Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-12-376-022`

Property Details

APN / Parcel Number

Primary APN	`06-12-376-022`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,190 sqft Living Area
Gross Area	1,785 sqft
Basement Area	595 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Construction Type	Frame
Lot Area	6,599 sqft (0.151 acres)
Lot Width	61 ft Width
Garage Type	Attached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	550 DUNDEE AVE
City	ELGIN
State	IL
Zip	60120-3855
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	KNOTT HEIRS SUB LOTS 1, 2, 3, 4, & 5 OF JOHN P KNOTTS SUB OF LOT 2 BLK 26 P J KIMBALL JRS 3RD ADD PARCEL A OF OWNERS SUB (BEING NLY 61.3 FT ON ELY LINE & NLY 33.5 FT ON WLY LINE) LOTS 4 & 5
Legal Subdivision	KNOTT HEIRS SUB
Legal Block	26
Legal Lot Number	1-5
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	2
Census Block	2001
Census Tract	851302

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	550 DUNDEE AVE, ELGIN, IL 60120-3855
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 16, 2021	Intrafamily Transfer, Transfer · FHA Mortgage AMERISAVE MORTGAGE CORP
Jun 10, 2019	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 16, 2021
Deed Sale	Jul 16, 2021
Deed Document Number	202154819
Prior Transfer Date	Jun 10, 2021
Prior Transfer Doc	0000054819
Record Updated	Oct 29, 2026

July 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KANE IL
Recording Date	Jul 16, 2021
Property Address	550 DUNDEE AVE, ELGIN, IL 60120-3855
Document Number	0000054819
Instrument Date	Jun 10, 2021
Instrument	2021K054819
Transaction Type	Transfer
Record Updated	Jul 29, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	550 DUNDEE AVE, ELGIN, IL 60120-3855

Mortgage

Document Number	0000054820
Date	Jul 16, 2021
Instrument	2021K054820

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2051

Interest

Rate Type	Fixed Rate
Rate	3.25%

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	550 DUNDEE AVE, ELGIN, IL 60120-3855
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000023844
Date	Jun 10, 2019
Instrument	2019K023844

Lender

Name	DISCOVER BANK
Type	Bank
Address	NEW CASTLE, DE 19720

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	144 Months
Due	Jun 10, 2031

Interest

Rate Type	Fixed Rate
Rate	11.4%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,929.00 (+15.81%) Homeowner's exemption	$72,612 (+8.57%) Land $16,515 Building $56,097	$217,923 (+8.57%) Land $49,565 Building $168,358
2024		$66,880 (+21.39%) Land $15,211 Building $51,669	$200,720 (+21.44%) Land $45,651 Building $155,069
2022	$4,256.00 (+4.83%) Homeowner's exemption	$55,093 (+6.96%) Land $12,530 Building $42,563	$165,279 (+6.96%) Land $37,590 Building $127,689
2021	$4,060.00 Homeowner's exemption	$51,508 Land $11,715 Building $39,793	$154,524 Land $35,145 Building $119,379

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 625 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Fox Valley Internet, T-Mobile.

Nearby Properties on Dundee Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures