Oakland County property record for 5343 Ludstone, Troy, MI 48085
| Property Type | Condominium |
|---|---|
| Lot Size | 0.18 acres (7,841 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $9,621 (2025) |
| Deeds & Mortgages | Jun 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 88-20-11-406-039 |
| Primary APN | 88-20-11-406-039 |
|---|
| Architectural Style | Condo/Apartment |
|---|---|
| Lot Area | 7,841 sqft (0.18 acres) |
| Street Address | 5343 LUDSTONE |
|---|---|
| City | TROY |
| State | MI |
| Zip | 48085-3686 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | T2N, R11E, SEC 11 OAKLAND COUNTY CONDOMINIUM PLAN NO 2266 WHISPERING PARKCONDOMINIUM UNIT 39 L 52654 P 497 3-20-19 FR 401-001 |
| Legal Subdivision | OAKLAND COUNTY CONDOMINIUM |
| Legal Unit | 39 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | TROY |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 196100 |
5343 Ludstone, a condominium, is owned and occupied by two individuals.
Source: Oakland County records, as of May 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5343 LUDSTONE, TROY, MI 48085-3686 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 5343 LUDSTONE, TROY, MI 48085-3686 |
| Transaction Type | Mortgage |
| Record Updated | Feb 10, 2023 |
| Title Company | NOT AVAILABLE, JCT |
| Name | Verified Name |
|---|---|
| Address | 5343 LUDSTONE, TROY, MI 48085-3686 |
| Document Number | 0000160614 |
|---|---|
| Date | Jun 24, 2021 |
| Book Page | 56450/758 |
| Instrument | 160614 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Jul 1, 2041 |
The 2025 property tax bill for 5343 Ludstone was $9,621 with a homeowner's exemption.
Source: Oakland County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oakland County |
| Municipality | Troy City |
| Unified School District | Troy School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,621.00 | ||
| 2023 | $584,140 | ||
| 2022 | $10,131.00 | $292,070 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5343 Ludstone in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 5343 Ludstone is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 95% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TROY serves 85,854 people · EPA ID MI0006690 |
|---|---|
| Water Source | Purchased surface water from GREAT LAKES WATER AUTHORITY |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 307 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
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