Oakland County property record for 5316 Ludstone, Troy, MI 48085 · Last verified August 2026
| Property Type | Condominium |
|---|---|
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $775,000 (Jun 2023) |
| Tax Bill | $10,052 (2025) |
| Deeds & Mortgages | Jun 2023 Mortgage Jun 2023 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 88-20-11-406-032 |
| Primary APN | 88-20-11-406-032 |
|---|
| Architectural Style | Condo/Apartment |
|---|---|
| Lot Area | 8,712 sqft (0.2 acres) |
| Street Address | 5316 LUDSTONE |
|---|---|
| City | TROY |
| State | MI |
| Zip | 48085-3686 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | T2N, R11E, SEC 11 OAKLAND COUNTY CONDOMINIUM PLAN NO 2266 WHISPERING PARKCONDOMINIUM UNIT 32 L 52654 P 497 3-20-19 FR 401-001 |
| Legal Subdivision | OAKLAND COUNTY CONDOMINIUM |
| Legal Unit | 32 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | TROY |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 196100 |
Source: Oakland County records · APN 88-20-11-406-032
Assessment roll updated January 21, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5316 LUDSTONE, TROY, MI 48085-3686 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 16, 2023 | Deed of Trust, Mortgage · Conventional Mortgage MICHIGAN SCHOOLS & GOVERNMENT CU |
| Jun 20, 2023 | Warranty Deed, Transfer CROSSROADS TITLE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 20, 2023 · Amount on Record |
| Deed Sale | Jun 20, 2023 · Amount on Record |
| Prior Sale | Nov 02, 2020 · Amount on Record |
| Deed Document Number | 202366040 |
| Deed Book / Page | 58677 / 218 |
| Prior Transfer Date | Oct 23, 2020 |
| Prior Transfer Doc | 0000225426 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 5316 LUDSTONE, TROY, MI 48085-3686 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2023 |
| Name | Verified Name |
|---|---|
| Address | 1083 MAYA CT, TROY, MI 48085-4967 |
| Document Number | 0000065945 |
|---|---|
| Date | Jun 16, 2023 |
| Book Page | 58676/464 |
| Instrument | 65945 |
| Name | MICHIGAN SCHOOLS & GOVERNMENT CU |
|---|---|
| Type | Credit Union |
| Address | CLINTON TOWNSHIP, MI 48038 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.5% |
| Type Change Date | Jul 01, 2028 |
| Change Frequency | Annually |
| Min Rate At Change | 3.5% |
| Max Rate At Change | 7.5% |
| Index | 1-Year T-Bill |
| Max Rate | 10.5% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Jun 20, 2023 |
| Property Address | 5316 LUDSTONE, TROY, MI 48085-3686 |
| Document Number | 0000066040 |
| Book / Page | 58677 / 218 |
| Map Reference | LB 52654 PG 497-583 |
| Instrument Date | Jun 12, 2023 |
| Instrument | 66040 |
| Transaction Type | Transfer |
| Record Updated | Jul 03, 2023 |
| Title Company | CROSSROADS TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $5,812.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5316 LUDSTONE, TROY, MI 48085-3686 |
| Name | Verified Name |
|---|---|
| Address | 1083 MAYA CT, TROY, MI 48085-4967 |
Source: Oakland County records · Assessment roll updated January 21, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oakland County |
| Municipality | Troy City |
| Unified School District | Troy School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,052.00 (+1.41%) | ||
| 2023 | $571,500 (-) | ||
| 2022 | $9,912.00 Homeowner's exemption | $285,750 | $571,500 |
Source: FEMA National Flood Hazard Layer, Oakland County (26125C), updated December 8, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Wildfire Risk | Low above 2% of the US · above 4% of Michigan |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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