5364 Ludstone, Troy, MI 48085 Property Records

Oakland County property record for 5364 Ludstone, Troy, MI 48085

Property Summary

Property TypeCondominium
Lot Size0.15 acres (6,534 sqft)
Owner2 Company Names on Record
Last Sale$549,990 (Feb 2021)
Tax Bill$9,459 (2025)
Deeds & MortgagesFeb 2021 Sale
Feb 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN88-20-11-406-028

Property Details

APN / Parcel Number

Primary APN88-20-11-406-028

Exterior

Architectural StyleCondo/Apartment
Lot Area6,534 sqft (0.15 acres)

Location & Zoning

Street Address5364 LUDSTONE
CityTROY
StateMI
Zip48085-3686
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal DescriptionT2N, R11E, SEC 11 OAKLAND COUNTY CONDOMINIUM PLAN NO 2266 WHISPERING PARKCONDOMINIUM UNIT 28 L 52654 P 497 3-20-19 FR 401-001
Legal SubdivisionOAKLAND COUNTY CONDOMINIUM
Legal Unit28
JurisdictionOAKLAND MI
Township / Civil DivisionTROY
Census Block Group1
Census Block1004
Census Tract196100

Owner

Source: Oakland County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Company Names on Record
Mailing Address5364 LUDSTONE, TROY, MI 48085-3686
OccupancyOwner Occupied
Owner TypeCompany
VestingLife Tenant

Deeds, Mortgages & Sale History

DateDocument
Feb 11, 2021Warranty Deed, Transfer
ATA NATIONAL TITLE GROUP LLC
Feb 10, 2021Quit Claim Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 11, 2021 · Amount on Record
Deed SaleFeb 11, 2021 · Amount on Record
Deed Document Number202138992
Deed Book / Page55685 / 176
Last Transfer DateJan 12, 2026
Transfer Doc0000004689
Record UpdatedSep 20, 2026

February 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOAKLAND MI
Recording DateFeb 11, 2021
Property Address5364 LUDSTONE, TROY, MI 48085-3686
Document Number0000038992
Book / Page55685 / 176
Map ReferenceLB 52654 PG 497-583
Instrument DateFeb 5, 2021
Instrument38992
Transaction TypeTransfer
Record UpdatedFeb 10, 2023
Title CompanyATA NATIONAL TITLE GROUP LLC

Transaction

AmountAmount Recorded
Tax$4,730.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address50215 SCHOENHERR RD, SHELBY TOWNSHIP, MI 48315-3117

Transferred To (Grantee/Buyer)

NameVerified Name
Address5364 LUDSTONE, TROY, MI 48085-3686

February 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionOAKLAND MI
Recording DateFeb 10, 2021
Property Address5364 LUDSTONE, TROY, MI 48085-3686
Document Number0000037348
Book / Page55675 / 766
Map ReferenceLB 52654 PG 497-583
Instrument DateFeb 5, 2021
Instrument37348
Transaction TypeTransfer
Record UpdatedFeb 10, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address50215 SCHOENHERR RD, SHELBY TOWNSHIP, MI 48315-3117

Transferred To (Grantee/Buyer)

NameVerified Name
Address50215 SCHOENHERR RD, SHELBY TOWNSHIP, MI 48315-3117

Mortgage

Document Number0000037349
DateFeb 10, 2021
Book Page55675/769
Instrument37349
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 1, 2051

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of February 4, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyOakland County
MunicipalityTroy City
Unified School DistrictTroy School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$9,459.00 (-5.03%)
2023$574,300
2022$9,960.00$287,150

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 95% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTROY
serves 85,854 people · EPA ID MI0006690
Water SourcePurchased surface water from GREAT LAKES WATER AUTHORITY
Last State InspectionDec 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 307 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
WOW Internet, Cable & Phone
Cable
1,200 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area
100 / 20

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