5341 Otter Ln, Middleburg, FL 32068 Property Records

Clay County property record for 5341 Otter Ln, Middleburg, FL 32068

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 1,680 sqft · built 1986
Lot Size	2.66 acres (115,869 sqft)
Owner	Individual Name on Record
Tax Bill	$1,616 (2025)
Flood Zone	Zone X (minimal risk)
APN	`13-05-23-000560-003-12`

Property Details

APN / Parcel Number

Primary APN	`13-05-23-000560-003-12`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,680 sqft Heated Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Exterior Material	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	115,869 sqft (2.66 acres)
Deck Area	64 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Sewer	Septic

Location & Zoning

Street Address	5341 OTTER LN
City	MIDDLEBURG
State	FL
Zip	32068-4422
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	AG
Legal Description	PT OF E1/2 A/K/A PRCL 12 SPENCERS TRAILS UNREC AS REC O R 2765 PG 295;3770 PG 56 & 3808 PG
Legal Range	23
Legal Township	05
Legal Section	13
Legal Subdivision	SPENCER TRAILS
Jurisdiction	CLAY FL
Township / Civil Division	MIDDLEBURG-CLAY HILL
Census Block Group	2
Census Block	2004
Census Tract	30105

Owner

Source: Clay County records, as of January 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5327 OTTER LN, MIDDLEBURG, FL 32068-4422
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 24, 2015
Deed Sale	Nov 24, 2015
Prior Sale	May 2, 2006
Deed Document Number	0038081030
Deed Book / Page	2765 / 0295
Prior Transfer Date	Jul 27, 2006
Prior Transfer Doc	2006052316
Record Updated	Jun 8, 2026

Tax Assessment & Valuation

Source: Clay County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Clay County
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,616.00 (+2.67%)	$131,082 (+37.99%) Land $94,344 Building $36,738	$131,082 (+37.99%) Land $94,344 Building $36,738
2023	$1,574.00 (+19.15%)	$94,994 (+15.87%) Land $62,464 Building $32,530	$94,994 (+15.87%) Land $62,464 Building $32,530
2022	$1,321.00	$81,984 Land $52,402 Building $29,582	$81,984 Land $52,402 Building $29,582

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	14 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 75% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Fiber	2,000 / 2,000