5348 Otter Ln, Middleburg, FL 32068 Property Records

Clay County property record for 5348 Otter Ln, Middleburg, FL 32068

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 1,196 sqft · built 1991
Lot Size	1 acres (43,560 sqft)
Owner	Owner Name on Record
Last Sale	$160,000 (Jun 2006)
Tax Bill	$1,504 (2025)
Flood Zone	Zone X (minimal risk)
APN	`13-05-23-000560-003-62`

Property Details

APN / Parcel Number

Primary APN	`13-05-23-000560-003-62`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,196 sqft Heated Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Exterior Material	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	43,560 sqft (1 acres)
Deck Area	288 sqft
Patio Area	400 sqft
Storage Building	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Sewer	Septic

Location & Zoning

Street Address	5348 OTTER LN
City	MIDDLEBURG
State	FL
Zip	32068-4422
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	PT OF PRCL 9 SPENCER TRAILS A/K/A PRCL B AS REC O R 2741 PG1985
Legal Range	23
Legal Township	05
Legal Section	13
Legal Subdivision	SPENCER TRAILS
Jurisdiction	CLAY FL
Township / Civil Division	MIDDLEBURG-CLAY HILL
Census Block Group	2
Census Block	2004
Census Tract	30105

Owner

Source: Clay County records, as of December 18, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on Record
Mailing Address	2085 SALT MYRTLE LN # 407, 407, FLEMING ISLAND, FL 32003-7073

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 15, 2006 · Amount on Record
Deed Sale	Jun 15, 2006 · Amount on Record
Deed Document Number	2006041313
Deed Book / Page	2741 / 1985
Record Updated	Jun 8, 2026

Tax Assessment & Valuation

Source: Clay County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Clay County
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,504.00 (-1.57%)	$111,396 (+28.98%) Land $50,000 Building $61,396	$111,396 (+28.98%) Land $50,000 Building $61,396
2023	$1,528.00 (+18.36%)	$86,369 (+13.56%) Land $30,000 Building $56,369	$86,369 (+13.56%) Land $30,000 Building $56,369
2022	$1,291.00	$76,057 Land $25,000 Building $51,057	$76,057 Land $25,000 Building $51,057

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	14 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · above 42% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Fiber	2,000 / 2,000
Starlink Satellite	280 / 30