Clay County property record for 5346 Otter Ln, Middleburg, FL 32068
| Property Type | Mobile Home |
|---|---|
| Details | 3 bd · 2 ba · 1,344 sqft · built 1986 |
| Lot Size | 1.96 acres (85,377 sqft) |
| Owner | Owner Name on File |
| Last Sale | $160,000 (Jun 2006) |
| Tax Bill | $1,786 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-05-23-000560-003-09 |
| Primary APN | 13-05-23-000560-003-09 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,344 sqft Heated Area |
| Gross Area | 1,561 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Exterior Material | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 85,377 sqft (1.96 acres) |
| Porch | Porch |
| Porch Area | 217 sqft |
| Storage Building | 96 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Sewer | Septic |
| Street Address | 5346 OTTER LN |
|---|---|
| City | MIDDLEBURG |
| State | FL |
| Zip | 32068-4422 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Local Zoning Code | AG |
| Legal Description | PT OF E1/2 A/K/A PRCL 9 A/K/APRCL C SPENCER TRAILS UNREC ASREC O R 2741 PG 1985 |
| Legal Range | 23 |
| Legal Township | 05 |
| Legal Section | 13 |
| Legal Subdivision | SPENCER TRAILS |
| Jurisdiction | CLAY FL |
| Township / Civil Division | MIDDLEBURG-CLAY HILL |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 30105 |
The current owner of 5346 Otter Ln bought it in June 2006.
Source: Clay County records, as of December 18, 2025
| Owner of Record | Owner Name on File |
|---|---|
| Mailing Address | 2085 SALT MYRTLE LN # 407, 407, FLEMING ISLAND, FL 32003-7073 |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 15, 2006 · Amount on File |
| Deed Sale | Jun 15, 2006 · Amount on File |
| Deed Document Number | 2006041313 |
| Deed Book / Page | 2741 / 1985 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 5346 Otter Ln was $1,786.
Source: Clay County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Clay County |
| Unified School District | Clay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,786.00 | $137,959 Land $84,467 Building $53,492 | $137,959 Land $84,467 Building $53,492 |
| 2023 | $1,726.00 (+17.41%) | $102,748 (+13.34%) Land $52,630 Building $50,118 | $102,748 (+13.34%) Land $52,630 Building $50,118 |
| 2022 | $1,470.00 | $90,653 Land $43,975 Building $46,678 | $90,653 Land $43,975 Building $46,678 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5346 Otter Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 14 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 14 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5346 Otter Ln is moderate, ranking above 65% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 65% of the US · above 42% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Fiber | 2,000 / 2,000 |
| Starlink Satellite | 280 / 30 |
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