Clay County property record for 5327 Otter Ln, Middleburg, FL 32068
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,080 sqft · built 2006 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $158,900 (May 2017) |
| Tax Bill | $2,048 (2025) |
| Deeds & Mortgages | May 2017 Sale & Mortgage Feb 2017 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-05-23-000560-003-73 |
| Primary APN | 13-05-23-000560-003-73 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 2,080 sqft Living Area |
| 1st Floor Area | 2,080 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 43,560 sqft (1 acres) |
| Deck Area | 256 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 5327 OTTER LN |
|---|---|
| City | MIDDLEBURG |
| State | FL |
| Zip | 32068-4422 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT OF E1/2 S13T5R23 A/K/A PT OF LOTS 13 & 14 SPENCER TRAILS AS REC OR 3975 PG 1324 |
| Legal Range | 23E |
| Legal Township | 05S |
| Legal Section | 13 |
| Legal Subdivision | SPENCER TRAILS |
| Legal Lot Number | 13,14 |
| Jurisdiction | CLAY FL |
| Township / Civil Division | MIDDLEBURG-CLAY HILL |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 30105 |
Source: Clay County records, as of December 3, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 5327 OTTER LN, MIDDLEBURG, FL 32068-4422 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 23, 2017 | Warranty Deed, Transfer · Conventional Mortgage FLORIDA CAPITAL BANK NA |
| Feb 1, 2017 | Grant Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 23, 2017 · Amount on Record |
| Deed Sale | May 23, 2017 · Amount on Record |
| Prior Sale | Feb 1, 2017 · Amount on Record |
| Deed Document Number | 201726013 |
| Deed Book / Page | 3975 / 1324 |
| Prior Transfer Date | May 8, 2006 |
| Prior Transfer Doc | 0027260963 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY FL |
| Recording Date | May 23, 2017 |
| Property Address | 5327 OTTER LN, MIDDLEBURG, FL 32068-4422 |
| Document Number | 0039751324 |
| Book / Page | 3975 / 1324 |
| Instrument Date | May 22, 2017 |
| Instrument | 2017026013 |
| Transaction Type | Transfer |
| Record Updated | Feb 21, 2022 |
| Title Company | ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4336 PABLO OAKS CT, 4336, JACKSONVILLE, FL 32224-9631 |
| Name | Verified Name |
|---|---|
| Address | 5327 OTTER LN, MIDDLEBURG, FL 32068-4422 |
| Document Number | 2017026014 |
|---|---|
| Date | May 23, 2017 |
| Instrument | 2017026014 |
| Name | FLORIDA CAPITAL BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2047 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CLAY FL |
| Recording Date | Feb 1, 2017 |
| Property Address | 5327 OTTER LN, MIDDLEBURG, FL 32068-4422 |
| Document Number | 0039391809 |
| Book / Page | 003939 / 001809 |
| Instrument Date | Jan 27, 2017 |
| Instrument | 5280 |
| Transaction Type | Transfer |
| Record Updated | May 23, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 4336 PABLO OAKS CT JACKSONVILLE FL 322249631, JACKSONVILLE, FL 32224-9631 |
Source: Clay County assessment roll, as of December 3, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Clay County |
| Unified School District | Clay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,048.00 (+4.97%) Homeowner's exemption | $174,484 (+5.99%) | $274,255 (+10.75%) Land $50,000 Building $224,255 |
| 2024 | $1,951.00 (-12.28%) | ||
| 2023 | $2,224.00 (+8.91%) Homeowner's exemption | $164,629 (+3%) | $247,645 (+19.7%) Land $30,000 Building $217,645 |
| 2022 | $2,042.00 Homeowner's exemption | $159,834 | $206,893 Land $25,000 Building $181,893 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 14 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 14 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 53% of the US · lower than 75% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Fiber | 2,000 / 2,000 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures