5329 Merganser Cir, Gloucester, VA 23061 Property Records

Gloucester County property record for 5329 Merganser Cir, Gloucester, VA 23061

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,344 sqft · built 1992
Lot Size	1.14 acres (49,746 sqft)
Owner	Company Name on Record
Last Sale	$114,000 (Mar 2026)
Tax Bill	$1,661 (2025)
Deeds & Mortgages	Oct 2020 Refinance Jul 2021 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`038J1 0 4`

Property Details

APN / Parcel Number

Primary APN	`038J1 0 4`
Alternative APN	`33154`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,344 sqft Living Area
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	49,746 sqft (1.14 acres)
Garage Area	308 sqft
Porch	Slab
Deck Area	224 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	5329 MERGANSER CIR
City	GLOUCESTER
State	VA
Zip	23061-3648
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF-1
Legal Description	CARTER'S COVE SEC IX LOT 4
Legal Subdivision	PLAT: PB21 496
Legal Lot Number	4
Jurisdiction	GLOUCESTER VA
Township / Civil Division	YORK
Census Block Group	3
Census Block	3026
Census Tract	100302

Owner

Source: Gloucester County records, as of March 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	8981 COOK DR, HAYES, VA 23072-3863
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS LLC
Jul 19, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS LLC
Jan 24, 2022	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 3, 2026 · Amount on Record
Deed Sale	Mar 3, 2026 · Amount on Record
Prior Sale	Aug 22, 2007 · Amount on Record
Deed Document Number	2026914
Prior Transfer Date	Sep 14, 2020
Prior Transfer Doc	0000000388
Record Updated	Jun 8, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER VA
Property Address	5329 MERGANSER CIR, GLOUCESTER, VA 23061-3648
Transaction Type	Mortgage
Record Updated	Mar 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0200005512
Date	Oct 6, 2020
Instrument	200005512

Lender

Name	QUICKEN LOANS LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2050

Interest

Rate Type	Fixed Rate

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER VA
Property Address	5329 MERGANSER CIR, GLOUCESTER, VA 23061-3648
Transaction Type	Mortgage
Record Updated	Mar 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0210005072
Date	Jul 19, 2021
Instrument	210005072

Lender

Name	QUICKEN LOANS LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

Interest

Rate Type	Fixed Rate
Rate	3.25%

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GLOUCESTER VA
Recording Date	Jan 24, 2022
Property Address	5329 MERGANSER CIR, GLOUCESTER, VA 23061-3648
Document Number	0220000388
Instrument Date	Sep 14, 2021
Instrument	220000388
Transaction Type	Transfer
Record Updated	Mar 2, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5329 MERGANSER CIR, GLOUCESTER, VA 23061-3648

Tax Assessment & Valuation

Source: Gloucester County assessment roll, as of October 27, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Gloucester County
Unified School District	Gloucester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,661.00 (+5.26%)	$270,670 (-) Land $76,460 Building $194,210	$270,670 (-) Land $76,460 Building $194,210
2024	$1,578.00	$270,670 (-) Land $76,460 Building $194,210	$270,670 (-) Land $76,460 Building $194,210
2023	$1,578.00 (+7.27%)	$270,670 (+33.37%) Land $76,460 Building $194,210	$270,670 (+33.37%) Land $76,460 Building $194,210
2022	$1,471.00	$202,940 Land $75,780 Building $127,160	$202,940 Land $75,780 Building $127,160

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	2 (2003–2009)
Most Recent Claim	Nov 2009 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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