5352 Merganser Cir, Gloucester, VA 23061 Property Records

Gloucester County property record for 5352 Merganser Cir, Gloucester, VA 23061

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,607 sqft · built 1991
Lot Size	0.846 acres (36,895 sqft)
Owner	Individual Name on Record
Last Sale	$249,900 (Sep 2018)
Tax Bill	$1,810 (2025)
Deeds & Mortgages	Jan 2020 Mortgage Sep 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`038J1 0 13`

Property Details

APN / Parcel Number

Primary APN	`038J1 0 13`
Alternative APN	`32605`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,607 sqft Living Area
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Exterior Material	Aluminum/Vinyl
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	36,895 sqft (0.846 acres)
Garage Area	336 sqft
Porch	Open Porch
Deck Area	464 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Old Parcel Number	038J1 0 13
Street Address	5352 MERGANSER CIR
City	GLOUCESTER
State	VA
Zip	23061-3648
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF-1
Legal Description	CARTER'S COVE SEC IX LOT 13
Legal Subdivision	PLAT: PB21 496
Legal Lot Number	13
Jurisdiction	GLOUCESTER VA
Township / Civil Division	ABINGDON
Census Block Group	4
Census Block	4005
Census Tract	100302

Owner

Source: Gloucester County records, as of October 24, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5352 MERGANSER CIR, GLOUCESTER, VA 23061-3648
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 31, 2020	Deed of Trust, Mortgage · VA Mortgage LANGLEY FEDERAL CREDIT UNION
Sep 5, 2018	Warranty Deed, Transfer · VA Mortgage LANGLEY FEDERAL CREDIT UNION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 5, 2018 · Amount on Record
Deed Sale	Sep 5, 2018 · Amount on Record
Prior Sale	Mar 15, 2007 · Amount on Record
Deed Document Number	ID 1803945
Record Updated	Jun 8, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER VA
Property Address	5352 MERGANSER CIR, GLOUCESTER, VA 23061-3648
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	200000483
Date	Jan 31, 2020
Instrument	200000483

Lender

Name	LANGLEY FEDERAL CREDIT UNION

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2050

Interest

Rate Type	Fixed Rate

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GLOUCESTER VA
Recording Date	Sep 5, 2018
Property Address	5352 MERGANSER CIR, GLOUCESTER, VA 23061-3648
Document Number	180003945
Instrument Date	Aug 6, 2018
Instrument	180003945
Transaction Type	Transfer
Record Updated	Oct 5, 2021
Title Company	COOPERATIVE TITLE SVCS LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5352 MERGANSER CIR, GLOUCESTER, VA 23061-3648

Mortgage

Document Number	180003946
Date	Sep 5, 2018
Instrument	180003946

Lender

Name	LANGLEY FEDERAL CREDIT UNION

Agreement

Type	VA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Gloucester County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Gloucester County
Unified School District	Gloucester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,810.00 (+5.29%)	$294,900 (-) Land $71,350 Building $223,550	$294,900 (-) Land $71,350 Building $223,550
2024	$1,719.00	$294,900 (-) Land $71,350 Building $223,550	$294,900 (-) Land $71,350 Building $223,550
2023	$1,719.00 (+2.63%)	$294,900 (+27.63%) Land $71,350 Building $223,550	$294,900 (+27.63%) Land $71,350 Building $223,550
2022	$1,675.00	$231,050 Land $71,970 Building $159,080	$231,050 Land $71,970 Building $159,080

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	13 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100

Cell Coverage

4G LTE (outdoors only), no 5G reported

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