Gloucester County property record for 5326 Merganser Cir, Gloucester, VA 23061
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,052 sqft · built 1992 |
| Lot Size | 0.779 acres (33,933 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $2,184 (2026) |
| Deeds & Mortgages | Jun 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 038J1 0 11 |
| Primary APN | 038J1 0 11 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,052 sqft Living Area |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Raised |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 33,933 sqft (0.779 acres) |
| Garage Area | 528 sqft |
| Porch | Slab |
| Deck Area | 376 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 5326 MERGANSER CIR |
|---|---|
| City | GLOUCESTER |
| State | VA |
| Zip | 23061-3648 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SF-1 |
| Legal Description | CARTER'S COVE SEC IX LOT 11 |
| Legal Subdivision | PLAT: PDB428 481 |
| Legal Lot Number | 11 |
| Jurisdiction | GLOUCESTER VA |
| Township / Civil Division | ABINGDON |
| Census Block Group | 4 |
| Census Block | 4005 |
| Census Tract | 100302 |
Source: Gloucester County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 5326 MERGANSER CIR, GLOUCESTER, VA 23061-3648 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GLOUCESTER VA |
| Property Address | 5326 MERGANSER CIR, GLOUCESTER, VA 23061-3648 |
| Transaction Type | Mortgage |
| Record Updated | Dec 23, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0190002487 |
|---|---|
| Date | Jun 17, 2019 |
| Instrument | 190002487 |
| Name | QUICKEN LOANS INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jun 1, 2029 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.75% |
Source: Gloucester County assessment roll, as of October 27, 2025
| Type | Name |
|---|---|
| State | Virginia |
| County | Gloucester County |
| Unified School District | Gloucester County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,184.00 (+1.02%) | $374,560 (+6.35%) Land $69,280 Building $305,280 | $374,560 (+6.35%) Land $69,280 Building $305,280 |
| 2025 | $2,162.00 (+5.31%) | $352,190 (-) Land $69,280 Building $282,910 | $352,190 (-) Land $69,280 Building $282,910 |
| 2024 | $2,053.00 | $352,190 (-) Land $69,280 Building $282,910 | $352,190 (-) Land $69,280 Building $282,910 |
| 2023 | $2,053.00 (+3.11%) | $352,190 (+28.19%) Land $69,280 Building $282,910 | $352,190 (+28.19%) Land $69,280 Building $282,910 |
| 2022 | $1,991.00 | $274,730 Land $70,810 Building $203,920 | $274,730 Land $70,810 Building $203,920 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 13 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 13 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
4G LTE (outdoors only), no 5G reported
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