Gloucester County property record for 5305 Merganser Cir, Gloucester, VA 23061
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4 ba · 3,785 sqft · built 1995 |
| Lot Size | 0.817 acres (35,589 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $3,300 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 038J1 0 6 |
| Primary APN | 038J1 0 6 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 13 Rooms |
| Stories | 2 Stories |
| Building Area | 3,785 sqft Living Area |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Raised |
| Roof Type | Gambrel |
| Roof Material | Composition Shingle |
| Lot Area | 35,589 sqft (0.817 acres) |
| Deck Area | 528 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 5305 MERGANSER CIR |
|---|---|
| City | GLOUCESTER |
| State | VA |
| Zip | 23061-3648 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SF-1 |
| Legal Description | CARTER'S COVE SEC IX LOT 6 |
| Legal Subdivision | PLAT: PB21 496 |
| Legal Lot Number | 6 |
| Jurisdiction | GLOUCESTER VA |
| Township / Civil Division | YORK |
| Census Block Group | 3 |
| Census Block | 3030 |
| Census Tract | 100203 |
Source: Gloucester County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 5305 MERGANSER CIR, GLOUCESTER, VA 23061-3648 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
Source: Gloucester County assessment roll, as of October 27, 2025
| Type | Name |
|---|---|
| State | Virginia |
| County | Gloucester County |
| Unified School District | Gloucester County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,300.00 (+10.33%) | $565,960 (+16.15%) Land $82,810 Building $483,150 | $565,960 (+16.15%) Land $82,810 Building $483,150 |
| 2025 | $2,991.00 (+5.32%) | $487,280 (-) Land $79,240 Building $408,040 | $487,280 (-) Land $79,240 Building $408,040 |
| 2024 | $2,840.00 | $487,280 (-) Land $79,240 Building $408,040 | $487,280 (-) Land $79,240 Building $408,040 |
| 2023 | $2,840.00 (+2.94%) | $487,280 (+28.04%) Land $79,240 Building $408,040 | $487,280 (+28.04%) Land $79,240 Building $408,040 |
| 2022 | $2,759.00 | $380,580 Land $73,540 Building $307,040 | $380,580 Land $73,540 Building $307,040 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 58 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 58 in force |
| Nearby Flood Claims | 74 (1985–2022) |
| Claims Outside the SFHA | 4 of 74 |
| Most Recent Claim | Jul 2022 · tidal / storm surge |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 54% of Virginia |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 35 |
| Starlink Satellite | 280 / 30 |
May also be available: Verizon.
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