5287 Otter Ln, Middleburg, FL 32068 Property Records

Clay County property record for 5287 Otter Ln, Middleburg, FL 32068

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,060 sqft · built 2006
Lot Size	1.3 acres (56,628 sqft)
Owner	Owner Name on Record
Last Sale	$13,000 (Nov 2005)
Tax Bill	$210 (2022)
Flood Zone	Zone X (minimal risk)
APN	`13-05-23-000560-003-71`

Property Details

APN / Parcel Number

Primary APN	`13-05-23-000560-003-71`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,060 sqft Heated Area
Gross Area	3,986 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	56,628 sqft (1.3 acres)
Garage Area	576 sqft

Exterior Amenities

Porch	Porch
Porch Area	462 sqft
Patio Area	888 sqft
Storage Building	231 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	5287 OTTER LN
City	MIDDLEBURG
State	FL
Zip	32068-4421
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT OF E1/2 S13T5R23 A/K/A PT OF PRCL 38 SPENCER TRAILS UNRECAS REC O R 2627 PG 1460
Legal Range	23
Legal Township	05
Legal Section	13
Legal Subdivision	SPENCER TRAILS
Jurisdiction	CLAY FL
Township / Civil Division	MIDDLEBURG-CLAY HILL
Census Block Group	2
Census Block	2004
Census Tract	30105

Owner

Source: Clay County records, as of December 18, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on Record
Mailing Address	5287 OTTER LN, MIDDLEBURG, FL 32068-4421
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 3, 2005 · Amount on Record
Deed Sale	Nov 3, 2005 · Amount on Record
Deed Document Number	0026271460
Last Transfer Date	Mar 5, 2012
Transfer Doc	0033862180
Record Updated	Jun 8, 2026

Tax Assessment & Valuation

Source: Clay County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Clay County
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	Disabled Person's exemption Veteran's exemption	$139,623 (+5.99%)	$337,985 (+11.2%) Land $65,000 Building $272,985
2023	Disabled Person's exemption Veteran's exemption	$131,737 (+3%)	$303,950 (+19.77%) Land $39,000 Building $264,950
2022	$210.00 Disabled Person's exemption Veteran's exemption	$127,900	$253,780 Land $32,500 Building $221,280

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	14 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · lower than 69% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20