5295 Otter Ln, Middleburg, FL 32068 Property Records

Clay County property record for 5295 Otter Ln, Middleburg, FL 32068

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 1,152 sqft · built 1993
Lot Size	2.84 acres (124,146 sqft)
Owner	Individual Name on Record
Tax Bill	$2,150 (2025)
Deeds & Mortgages	Sep 2025 Sale
Flood Zone	Zone X (minimal risk)
APN	`13-05-23-000560-003-41`

Property Details

APN / Parcel Number

Primary APN	`13-05-23-000560-003-41`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,152 sqft Heated Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1993
Exterior Material	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	124,146 sqft (2.84 acres)
Garage Type	Carport
Carport	Carport
Carport Area	680 sqft
Deck Area	25 sqft
Storage Building	20 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Sewer	Septic

Location & Zoning

Street Address	5295 OTTER LN
City	MIDDLEBURG
State	FL
Zip	32068-4421
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	AG
Legal Description	PT OF E1/2 A/K/A PRCL 41 SPENCER TRAILS UNREC AS REC O R 4962 PG 557, 4964 PG 1527
Legal Range	23
Legal Township	05
Legal Section	13
Legal Subdivision	SPENCER TRAILS
Jurisdiction	CLAY FL
Township / Civil Division	MIDDLEBURG-CLAY HILL
Census Block Group	2
Census Block	2004
Census Tract	30105

Owner

Source: Clay County records, as of December 18, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	12262 152ND ST N, JUPITER, FL 33478-3571
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 2, 2025
Deed Sale	Sep 2, 2025
Prior Sale	Aug 22, 2025 · Amount on Record
Deed Document Number	2025041094
Deed Book / Page	4964 / 1527
Record Updated	Jun 8, 2026

September 2025: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	CLAY FL
Recording Date	Sep 2, 2025
Property Address	5295 OTTER LN, MIDDLEBURG, FL 32068-4421
Document Number	0049641527
Book / Page	4964 / 1527
Instrument Date	Aug 29, 2025
Instrument	2025041094
Transaction Type	Transfer
Record Updated	Sep 25, 2025
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12262 152ND ST N, JUPITER, FL 33478-3571

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12262 152ND ST N, JUPITER, FL 33478-3571

Tax Assessment & Valuation

Source: Clay County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Clay County
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,150.00 (+15.65%)	$164,085 (+18.46%) Land $97,018 Building $67,067	$164,085 (+18.46%) Land $97,018 Building $67,067
2024	$1,859.00 (-9.14%)	$138,518 (+8.58%) Land $73,103 Building $65,415	$138,518 (+8.58%) Land $73,103 Building $65,415
2023	$2,046.00 (+17.32%)	$127,574 (+15.55%) Land $65,130 Building $62,444	$127,574 (+15.55%) Land $65,130 Building $62,444
2022	$1,744.00	$110,405 Land $54,688 Building $55,717	$110,405 Land $54,688 Building $55,717

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	14 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · lower than 69% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20