5325 Riverway Dr, Sebring, FL 33875 Property Records

Highlands County property record for 5325 Riverway Dr, Sebring, FL 33875

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,051 sqft · built 1979
Lot Size	0.211 acres (9,200 sqft)
Owner	Individual Name on File
Last Sale	$323,000 (Jul 2023)
Tax Bill	$3,108 (2024)
Deeds & Mortgages	Jul 2023 Sale & Mortgage Sep 2018 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`C-03-36-29-020-0020-0470`

Property Details

APN / Parcel Number

Primary APN	`C-03-36-29-020-0020-0470`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	2,051 sqft Living Area
1st Floor Area	1,633 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1995
Exterior Material	Stucco
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	9,200 sqft (0.211 acres)
Lot Dimensions	115 ft deep x 80 ft wide
Garage Type	Finished
Garage Area	572 sqft
Driveway	Driveway
Driveway Area	960 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Pool with Hot Tub/Spa
Pool Area	348 sqft
Porch	Open Porch
Porch Area	251 sqft
Deck Area	112 sqft
Patio Area	531 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Street Address	5325 RIVERWAY DR
City	SEBRING
State	FL
Zip	33875-9616
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	SEBRING LAKES UNIT 1B PB 6-PG 47 LOTS 47 + 48 BLK 2
Legal Range	29E
Legal Township	36S
Legal Section	03
Legal Subdivision	SEBRING LAKES UNIT 1 B
Legal Block	2
Legal Lot Number	47-48 48
Legal Unit	1B
Jurisdiction	HIGHLANDS FL
Township / Civil Division	SEBRING
Census Block Group	1
Census Block	1026
Census Tract	961304

Owner

Source: Highlands County records · APN C-03-36-29-020-0020-0470

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	5325 RIVERWAY DR, SEBRING, FL 33875-9616
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 07, 2023	Warranty Deed, Transfer · Conventional Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
Sep 04, 2018	Deed of Trust, Mortgage · Line of Credit BRANCH BK&TR
May 02, 2018	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 07, 2023 · Amount on Record
Deed Sale	Jul 07, 2023 · Amount on Record
Prior Sale	May 02, 2018 · Amount on Record
Deed Document Number	2159160
Deed Book / Page	2985 / 1186
Record Updated	Jun 08, 2026

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Jul 07, 2023
Property Address	5325 RIVERWAY DR, SEBRING, FL 33875-9616
Document Number	0002159160
Book / Page	2985 / 1186
Map Reference	MB 6 PG 47
Instrument Date	Jun 30, 2023
Instrument	2159160
Transaction Type	Transfer
Record Updated	Jul 27, 2023
Title Company	SOUTH RIDGE ABSTRACT AND TITLE, SOUTH RIDGE ABSTRACT & TTL C

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,261.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5325 RIVERWAY DR, SEBRING, FL 33875-9616

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5325 RIVERWAY DR, SEBRING, FL 33875-9616

Mortgage

Document Number	0029851188
Date	Jul 07, 2023
Instrument	2985/1188

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 01, 2053

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HIGHLANDS FL
Property Address	5325 RIVERWAY DR, SEBRING, FL 33875-9616
Document Number	0001915379
Instrument Date	Sep 04, 2018
Transaction Type	Mortgage
Record Updated	Nov 01, 2018
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	211 EMERALD RD SENECA SC 296781124, SENECA, SC 29678-1124

Mortgage

Document Number	0001915379
Date	Oct 22, 2018
Book Page	002661/000012
Instrument	1915379

Lender

Name	BRANCH BK&TR
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Oct 21, 2043

Interest

Rate Type	Adjustable Rate

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	May 02, 2018
Property Address	5325 RIVERWAY DR, SEBRING, FL 33875-9616
Document Number	0001894866
Book / Page	002633 / 001620
Instrument Date	Apr 30, 2018
Instrument	1894866
Transaction Type	Transfer
Record Updated	May 14, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$1,064.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5325 RIVERWAY DR SEBRING FL 338759616, SEBRING, FL 33875-9616

Tax Assessment & Valuation

Source: Highlands County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Highlands County
Unified School District	Highlands County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$205,805 (+62.13%) Land $10,000 Building $195,805	$205,805 (+1.39%) Land $10,000 Building $195,805
2024	$3,108.00 (+102.61%)
2023	$1,534.00 (+8.72%) Homeowner's exemption	$126,940 (+8.61%)	$202,992 (+18.14%) Land $9,000 Building $193,992
2022	$1,411.00 Homeowner's exemption	$116,881	$171,822 Land $9,000 Building $162,822

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of November 17, 2015 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	7 in force

Wildfire

Wildfire Risk	High above 82% of the US · above 72% of Florida
Wildfire Likelihood	0.5% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Conexon Connect Fiber	2,000 / 2,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

Based on FCC filings for 92 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

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