Highlands County property record for 5321 Riverway Dr, Sebring, FL 33875
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,407 sqft · built 1981 |
| Lot Size | 0.422 acres (18,401 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $220,000 (Jun 2025) |
| Tax Bill | $1,340 (2024) |
| Deeds & Mortgages | Mar 2021 Sale & Mortgage Aug 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | C036902000200490 |
| Primary APN | C036902000200490 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,407 sqft Living Area |
| 1st Floor Area | 1,156 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1986 |
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 18,401 sqft (0.422 acres) |
| Lot Dimensions | 115 ft deep x 80 ft wide |
| Garage Type | Finished |
| Garage Area | 364 sqft |
| Driveway | Driveway |
| Driveway Area | 290 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 251 sqft |
| Deck Area | 44 sqft |
| Fence | Fence |
| Gazebo | 160 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Old Parcel Number | C036902000200490 |
|---|---|
| Street Address | 5321 RIVERWAY DR |
| City | SEBRING |
| State | FL |
| Zip | 33875-9616 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | SEBRING LAKES UNIT 1B PB 6-PG 47 LOTS 49 + 50 BLK 2 |
| Legal Range | 29E |
| Legal Township | 36S |
| Legal Section | 03 |
| Legal Subdivision | SEBRING LAKES UNIT 1 B |
| Legal Block | 2 |
| Legal Lot Number | 49-50 50 |
| Legal Unit | 1B |
| Jurisdiction | HIGHLANDS FL |
| Township / Civil Division | SEBRING |
| Census Block Group | 1 |
| Census Block | 1026 |
| Census Tract | 961304 |
Source: Highlands County records, as of December 12, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 5321 RIVERWAY DR, SEBRING, FL 33875-9616 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 23, 2021 | Warranty Deed, Transfer · Conventional Mortgage PREFERRED LENDING SERVICES LLC |
| Aug 26, 2019 | Warranty Deed, Transfer · VA Mortgage NAVY FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 30, 2025 · Amount on Record |
| Deed Sale | Jun 30, 2025 · Amount on Record |
| Prior Sale | Mar 23, 2021 · Amount on Record |
| Deed Document Number | 0031281475 |
| Deed Book / Page | 3128 / 1475 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Recording Date | Mar 23, 2021 |
| Property Address | 5321 RIVERWAY DR, SEBRING, FL 33875-9616 |
| Document Number | 0002025282 |
| Book / Page | 2810 / 1138 |
| Map Reference | MB 6 PG 47 |
| Instrument Date | Mar 18, 2021 |
| Instrument | 2025282 |
| Transaction Type | Transfer |
| Record Updated | Jul 28, 2022 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,074.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2486 S LAKE LETTA DR, 2486, AVON PARK, FL 33825-9635 |
| Name | Verified Name |
|---|---|
| Address | 5321 RIVERWAY DR, SEBRING, FL 33875-9616 |
| Document Number | 0028101140 |
|---|---|
| Date | Mar 23, 2021 |
| Instrument | 2810/1140 |
| Name | PREFERRED LENDING SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Recording Date | Aug 26, 2019 |
| Property Address | 5321 RIVERWAY DR, SEBRING, FL 33875-9616 |
| Document Number | 0001953528 |
| Book / Page | 002709 / 000513 |
| Instrument Date | Aug 23, 2019 |
| Instrument | 1953528 |
| Transaction Type | Transfer |
| Record Updated | Sep 4, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $973.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6620 ALTURA PL BOCA RATON FL 334332354, BOCA RATON, FL 33433-2354 |
| Document Number | 1953529 |
|---|---|
| Date | Aug 26, 2019 |
| Book Page | 002709/000515 |
| Instrument | 1953529 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 25, 2049 |
Source: Highlands County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Highlands County |
| Unified School District | Highlands County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $119,654 (+5.99%) | $143,294 (+3.6%) Land $20,000 Building $123,294 | |
| 2024 | $1,340.00 (+3.24%) | ||
| 2023 | $1,298.00 (+2.45%) Homeowner's exemption | $112,895 (+3%) | $138,321 (+13.1%) Land $18,000 Building $120,321 |
| 2022 | $1,267.00 Homeowner's exemption | $109,607 | $122,303 Land $18,000 Building $104,303 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 68% of the US · above 48% of Florida |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Conexon Connect Fiber | 2,000 / 2,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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