Highlands County property record for 5330 Riverway Dr, Sebring, FL 33875
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,380 sqft · built 1979 |
| Lot Size | 0.273 acres (11,909 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $259,900 (Oct 2024) |
| Tax Bill | $2,028 (2025) |
| Deeds & Mortgages | May 2026 Mortgage Aug 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | C036902100800240 |
| Primary APN | C036902100800240 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,380 sqft Living Area |
| Gross Area | 1,716 sqft |
| 1st Floor Area | 1,200 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1990 |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 11,909 sqft (0.273 acres) |
| Lot Dimensions | 119 ft deep x 125 ft wide |
| Garage Type | Attached |
| Garage Area | 336 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 500 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Florida Room |
|---|---|
| Porch Area | 216 sqft |
| Patio Area | 180 sqft |
| Shed | 1 Shed |
| Shed Area | 80 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 5330 RIVERWAY DR |
|---|---|
| City | SEBRING |
| State | FL |
| Zip | 33875-9741 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | SEBRING LAKES REPLAT PB 8-PG 45 LOT 24 LESS A TRIANGULAR TR OFF ELY SIDE + ALL LOT 25 + LOT 26 LESS A TRIANGULAR TR OFF WLY SIDE BLK 8 |
| Legal Range | 29E |
| Legal Township | 36S |
| Legal Section | 03 |
| Legal Subdivision | SEBRING LAKES UNIT 1A-1B RPLT |
| Legal Block | 8 |
| Legal Lot Number | 24,25 |
| Jurisdiction | HIGHLANDS FL |
| Township / Civil Division | SEBRING |
| Census Block Group | 1 |
| Census Block | 1031 |
| Census Tract | 961304 |
Source: Highlands County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 5330 RIVERWAY DR, SEBRING, FL 33875-9741 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 18, 2026 | Deed of Trust, Mortgage · FHA Mortgage LIBERTY LENDING INC |
| Aug 27, 2020 | Warranty Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC |
| May 30, 2019 | Deed of Trust, Mortgage · Line of Credit MIDFLORIDA CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 14, 2024 · Amount on Record |
| Deed Sale | Oct 14, 2024 · Amount on Record |
| Prior Sale | Aug 27, 2020 · Amount on Record |
| Deed Document Number | 20242226381 |
| Deed Book / Page | 3074 / 708 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Recording Date | May 18, 2026 |
| Property Address | 5330 RIVERWAY DR, SEBRING, FL 33875-9741 |
| Document Number | 0002313415 |
| Book / Page | 3193 / 878 |
| Instrument Date | May 11, 2026 |
| Instrument | 20262313415 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 5330 RIVERWAY DR, SEBRING, FL 33875-9741 |
| Document Number | 0002313415, |
|---|---|
| Date | May 18, 2026 |
| Book Page | 3193/878 |
| Instrument | 20262313415 |
| Name | LIBERTY LENDING INC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.75% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Recording Date | Aug 27, 2020 |
| Property Address | 5330 RIVERWAY DR, SEBRING, FL 33875-9741 |
| Document Number | 0001996494 |
| Book / Page | 2769 / 1691 |
| Map Reference | MB 8 PG 45 |
| Instrument Date | Aug 20, 2020 |
| Instrument | 1996494 |
| Transaction Type | Transfer |
| Record Updated | Dec 17, 2021 |
| Title Company | HEARTLAND TITLE INS AGCY CO |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $994.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 739, BABSON PARK, FL 33827-0739 |
| Name | Verified Name |
|---|---|
| Address | 5330 RIVERWAY DR, SEBRING, FL 33875-9741 |
| Document Number | 0027691693 |
|---|---|
| Date | Aug 27, 2020 |
| Instrument | 2769/1693 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Property Address | 5330 RIVERWAY DR, SEBRING, FL 33875-9741 |
| Document Number | 0001942870 |
| Instrument Date | May 30, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jun 11, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 3240 MILDRED ST SEBRING FL 338754486, SEBRING, FL 33875-4486 |
| Document Number | 0001942870 |
|---|---|
| Date | Jun 3, 2019 |
| Book Page | 002695/001674 |
| Instrument | 1942870 |
| Name | MIDFLORIDA CU |
|---|---|
| Address | LAKELAND, FL 33801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Highlands County assessment roll, as of December 10, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Highlands County |
| Unified School District | Highlands County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,028.00 (-7.23%) | $167,950 (+7.26%) Land $15,047 Building $152,903 | $167,950 (+7.26%) Land $15,047 Building $152,903 |
| 2024 | $2,186.00 (+1.11%) | ||
| 2023 | $2,162.00 (+16.36%) | $156,576 (+40.16%) Land $10,031 Building $146,545 | $156,576 (+40.16%) Land $10,031 Building $146,545 |
| 2022 | $1,858.00 | $111,716 Land $8,359 Building $103,357 | $111,716 Land $8,359 Building $103,357 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 68% of the US · above 48% of Florida |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAKE JOSEPHINE HEIGHTS private · serves 1,325 people · EPA ID FL6280162 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2023 |
| Lead | 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Conexon Connect Fiber | 2,000 / 2,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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