Highlands County property record for 5312 Riverway Dr, Sebring, FL 33875
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,572 sqft · built 2006 |
| Lot Size | 0.192 acres (8,400 sqft) |
| Owner | Owner Name on Record |
| Tax Bill | $855 (2024) |
| Deeds & Mortgages | Dec 2017 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | C-03-36-29-021-0080-0330 |
| Primary APN | C-03-36-29-021-0080-0330 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,572 sqft Living Area |
| 1st Floor Area | 1,296 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2006 |
|---|---|
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 8,400 sqft (0.192 acres) |
| Lot Dimensions | 105 ft deep x 80 ft wide |
| Garage Type | Finished |
| Garage Area | 441 sqft |
| Driveway | Driveway |
| Driveway Area | 493 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 278 sqft |
| Patio Area | 570 sqft |
| Fence | Fence |
| Shed | 1 Shed |
| Shed Area | 180 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Street Address | 5312 RIVERWAY DR |
|---|---|
| City | SEBRING |
| State | FL |
| Zip | 33875-9741 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | SEBRING LAKES REPLAT PB 8 PG 45 LOTS 33 + 34 BLK 8 |
| Legal Range | 29E |
| Legal Township | 36S |
| Legal Section | 03 |
| Legal Subdivision | SEBRING LAKES UNIT 1A-1B RPLT |
| Legal Block | 8 |
| Legal Lot Number | 33-34 34 |
| Jurisdiction | HIGHLANDS FL |
| Township / Civil Division | SEBRING |
| Census Block Group | 1 |
| Census Block | 1031 |
| Census Tract | 961304 |
Source: Highlands County records, as of December 12, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Owner Name on Record |
|---|---|
| Mailing Address | 5312 RIVERWAY DR, SEBRING, FL 33875-9741 |
| Occupancy | Owner Occupied |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 20, 2007 |
| Deed Sale | Apr 20, 2007 |
| Prior Sale | Mar 15, 2006 |
| Deed Document Number | 1450214 |
| Deed Book / Page | 2062 / 1440 |
| Record Updated | Jun 8, 2026 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Property Address | 5312 RIVERWAY DR, SEBRING, FL 33875-9741 |
| Document Number | 0001878242 |
| Book / Page | 002613 / 001631 |
| Instrument Date | Dec 6, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 19, 2018 |
| Name | Verified Name |
|---|---|
| Address | 5312 RIVERWAY DR SEBRING FL 338759741, SEBRING, FL 33875-9741 |
| Document Number | 0001878242 |
|---|---|
| Date | Dec 29, 2017 |
| Book Page | 002613/001631 |
| Instrument | 1878242 |
| Name | MR COOPER |
|---|---|
| Address | DALLAS, TX 75019 |
| Amount | Amount Recorded |
|---|---|
| Term | 480 Months |
| Due | Dec 28, 2057 |
| Rate | 4.25% |
|---|
Source: Highlands County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Highlands County |
| Unified School District | Highlands County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $84,618 (+10.83%) | $199,056 (-8.16%) Land $9,000 Building $190,056 | |
| 2024 | $855.00 (+5.17%) | ||
| 2023 | $813.00 (+2.91%) Homeowner's exemption | $76,352 (+3%) | $216,753 (+38.4%) Land $6,000 Building $210,753 |
| 2022 | $790.00 Homeowner's exemption | $74,128 | $156,612 Land $5,000 Building $151,612 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 68% of the US · above 48% of Florida |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAKE JOSEPHINE HEIGHTS private · serves 1,325 people · EPA ID FL6280162 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2023 |
| Lead | 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Conexon Connect Fiber | 2,000 / 2,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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