5324 Pebble Beach Dr, Sebring, FL 33872 Property Records

Highlands County property record for 5324 Pebble Beach Dr, Sebring, FL 33872

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,940 sqft · built 2023
Lot Size	0.29 acres (12,621 sqft)
Owner	Individual Name on Record
Last Sale	$292,584 (Jul 2023)
Tax Bill	$3,624 (2024)
Deeds & Mortgages	Jul 2023 Sale & Mortgage Jun 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`C044816035400060`

Property Details

APN / Parcel Number

Primary APN	`C044816035400060`
Alternative APN	`C-04-34-28-160-3540-0060`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,940 sqft Living Area
Gross Area	2,340 sqft
1st Floor Area	1,940 sqft

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	12,621 sqft (0.29 acres)
Lot Dimensions	125 ft deep x 101 ft wide
Garage Type	Attached
Garage Area	400 sqft
Driveway	Driveway
Driveway Area	384 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Patio Area	64 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	5324 PEBBLE BEACH DR
City	SEBRING
State	FL
Zip	33872-1740
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3FUD
Legal Description	SUN N LAKE EST OF SEBRING UNIT 16 PB 10 PG 4 LOT 6 BLK 354
Legal Range	28E
Legal Township	34S
Legal Section	04
Legal Subdivision	SUN N LAKE EST
Legal Block	354
Legal Lot Number	6
Jurisdiction	HIGHLANDS FL
Township / Civil Division	AVON PARK
Census Block Group	2
Census Block	2036
Census Tract	960503

Owner

Source: Highlands County records, as of December 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5324 PEBBLE BEACH DR, SEBRING, FL 33872-1740
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2023	Warranty Deed, Transfer · USDA Mortgage USDA
Jun 22, 2021	Deed, Transfer
Feb 13, 2019	Tax Deed, Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 7, 2023 · Amount on Record
Deed Sale	Jul 7, 2023 · Amount on Record
Prior Sale	Jun 22, 2021 · Amount on Record
Deed Document Number	20232159278
Deed Book / Page	2985 / 1559
Prior Transfer Date	Feb 11, 2019
Prior Transfer Doc	0001928800
Record Updated	Jun 8, 2026

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Jul 7, 2023
Property Address	5324 PEBBLE BEACH DR, SEBRING, FL 33872-1740
Document Number	0002159278
Book / Page	2985 / 1559
Map Reference	MB 10 PG 4
Instrument Date	Jul 5, 2023
Instrument	2159278
Transaction Type	Transfer
Record Updated	Jan 30, 2024
Title Company	INSURED RE TITLE SVCS INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,048.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1925 E EDGEWOOD DR STE 100, 100, LAKELAND, FL 33803-3480

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5324 PEBBLE BEACH DR, SEBRING, FL 33872-1740

Mortgage

Document Number	0002159279
Date	Jul 7, 2023
Book Page	2985/1560
Instrument	2159279

Lender

Name	USDA
Type	Government Agency
Address	SAINT LOUIS, MO 63166

Agreement

Type	USDA Mortgage
Amount	Amount Recorded
Term	396 Months
Due	Jul 5, 2056

June 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Jun 22, 2021
Property Address	5324 PEBBLE BEACH DR, SEBRING, FL 33872-1740
Document Number	0002040445
Book / Page	2832 / 143
Map Reference	MB 10 PG 4
Instrument Date	Feb 16, 2021
Instrument	2040445
Transaction Type	Transfer
Record Updated	Jan 30, 2024

Transaction

Amount	Amount Recorded
Tax	$45.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	600 S COMMERCE AVE, SEBRING, FL 33870-3809

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1925 E EDGEWOOD DR, LAKELAND, FL 33803-3480
Investor	Possibly a Property Investor

February 2019: Tax Deed, Foreclosure

Document Type	Tax Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Feb 13, 2019
Property Address	5324 PEBBLE BEACH DR, SEBRING, FL 33872-1740
Document Number	0001928800
Book / Page	002677 / 001650
Instrument Date	Feb 11, 2019
Instrument	1928800
Transaction Type	Foreclosure
Record Updated	Mar 21, 2019

Transaction

Tax	$0.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

Tax Assessment & Valuation

Source: Highlands County assessment roll, as of December 10, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Highlands County
Unified School District	Highlands County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$277,957 (+1,180.02%) Land $25,250 Building $252,707	$277,957 (+1,180.02%) Land $25,250 Building $252,707
2024	$3,624.00 (+582.49%)
2023	$531.00 (+365.79%)	$21,715 (+244.03%) Land $21,715	$21,715 (+244.03%) Land $21,715
2022	$114.00	$6,312 Land $6,312	$6,312 Land $6,312

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 67 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	67 in force
Nearby Flood Claims	1 (2017)
Most Recent Claim	Jun 2017 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 76% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SUN N LAKES OF SEBRING WATER private · serves 7,710 people · EPA ID FL6280274
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 109 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink.

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