5323 Pebble Beach Dr, Sebring, FL 33872 Property Records

Highlands County property record for 5323 Pebble Beach Dr, Sebring, FL 33872

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,387 sqft · built 2021
Lot Size	0.35 acres (15,230 sqft)
Owner	2 Individual Names on File
Last Sale	$25,000 (May 2021)
Tax Bill	$2,926 (2024)
Deeds & Mortgages	May 2021 Sale & Construction Loan Aug 2020 Foreclosure + 1 more
Flood Zone	Zone X (minimal risk)
APN	`C044816034200150`

Property Details

APN / Parcel Number

Primary APN	`C044816034200150`
Alternative APN	`C-04-34-28-160-3420-0150`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	2,387 sqft Living Area
Gross Area	2,807 sqft
1st Floor Area	2,387 sqft

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	15,230 sqft (0.35 acres)
Lot Dimensions	150 ft deep x 102 ft wide
View / Lot	Golf Course
Garage Type	Attached
Garage Area	420 sqft
Driveway	Driveway
Driveway Area	384 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	5323 PEBBLE BEACH DR
City	SEBRING
State	FL
Zip	33872-1740
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3FUD
Legal Description	SUN N LAKE EST OF SEBRING UNIT 16 PB 10 PG 4 LOT 15 BLK 342
Legal Range	28E
Legal Township	34S
Legal Section	04
Legal Subdivision	SUN N LAKE EST
Legal Block	342
Legal Lot Number	15
Jurisdiction	HIGHLANDS FL
Township / Civil Division	AVON PARK
Census Block Group	2
Census Block	2025
Census Tract	960503

Owner

5323 Pebble Beach Dr is owned and occupied by two individuals who bought it in May 2021.

Source: Highlands County records, as of December 10, 2025

Owner of Record	2 Individual Names on File
Mailing Address	5323 PEBBLE BEACH DR, SEBRING, FL 33872-1740
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 27, 2021	Warranty Deed, Construction Loan · Construction Mortgage FBC MORTGAGE LLC
Aug 28, 2020	Grant Deed, Foreclosure NOT AVAILABLE
Aug 22, 2018	Tax Deed, Foreclosure

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 27, 2021 · Amount on File
Deed Sale	May 27, 2021 · Amount on File
Prior Sale	Aug 28, 2020 · Amount on File
Deed Document Number	20212036326
Deed Book / Page	2826 / 784
Prior Transfer Date	Jun 1, 2011
Prior Transfer Doc	0001908766
Record Updated	Oct 29, 2026

May 2021: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	May 27, 2021
Property Address	5323 PEBBLE BEACH DR, SEBRING, FL 33872-1740
Document Number	0002036326
Book / Page	2826 / 784
Map Reference	MB 10 PG 4
Instrument Date	May 21, 2021
Instrument	2036326
Transaction Type	Construction Loan
Record Updated	May 4, 2023
Title Company	INSURED R/E TITLE SERVICES, INSURED RE TTL SVCS INC

Transaction

Amount	Amount on Record
Tax	$175.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1925 E EDGEWOOD DR STE 100, 100, LAKELAND, FL 33803-3480

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4507 ELSON AVE, SEBRING, FL 33875-4895

Mortgage

Document Number	0002826785
Date	May 27, 2021
Instrument	2826/785

Lender

Name	FBC MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	369 Months
Due	Feb 1, 2052

August 2020: Grant Deed, Foreclosure

Document Type	Grant Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Aug 28, 2020
Property Address	5323 PEBBLE BEACH DR, SEBRING, FL 33872-1740
Document Number	0001996709
Book / Page	002770 / 000227
Instrument Date	Aug 18, 2020
Instrument	1996709
Transaction Type	Foreclosure
Record Updated	Sep 10, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Tax	$142.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1925 E EDGEWOOD DR #100 LAKELAND FL 338033480, 100, LAKELAND, FL 33803-3480
Investor	Possibly a Property Investor

August 2018: Tax Deed, Foreclosure

Document Type	Tax Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Aug 22, 2018
Property Address	5323 PEBBLE BEACH DR, SEBRING, FL 33872-1740
Document Number	0001908766
Book / Page	002652 / 000487
Instrument Date	Aug 21, 2018
Instrument	1908766
Transaction Type	Foreclosure
Record Updated	Aug 31, 2018

Transaction

Tax	$0.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

Tax Assessment & Valuation

Source: Highlands County assessment roll, as of December 10, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Highlands County
Unified School District	Highlands County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$236,565	$287,958 Land $45,900 Building $242,058
2024	$2,926.00 (+2.09%)
2023	$2,866.00 (+1.34%) Homeowner's exemption	$223,202 (+3%)	$299,153 (+12.73%) Land $38,250 Building $260,903
2022	$2,828.00 Homeowner's exemption	$216,701	$265,361 Land $35,700 Building $229,661

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5323 Pebble Beach Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 67 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	67 in force
Nearby Flood Claims	1 (2017)
Most Recent Claim	Jun 2017 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5323 Pebble Beach Dr is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 76% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SUN N LAKES OF SEBRING WATER private · serves 7,710 people · EPA ID FL6280274
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 109 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink.

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