5328 Pebble Beach Dr, Sebring, FL 33872 Property Records

Highlands County property record for 5328 Pebble Beach Dr, Sebring, FL 33872

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,858 sqft · built 2023
Lot Size	0.29 acres (12,636 sqft)
Owner	2 Company Names on Record
Last Sale	$30,000 (Apr 2023)
Tax Bill	$4,051 (2024)
Deeds & Mortgages	Nov 2025 Transfer Apr 2023 Sale & Construction Loan + 2 more
Flood Zone	Zone X (minimal risk)
APN	`C044816035400070`

Property Details

APN / Parcel Number

Primary APN	`C044816035400070`
Alternative APN	`C-04-34-28-160-3540-0070`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,858 sqft Living Area
Gross Area	2,270 sqft
1st Floor Area	1,858 sqft

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	12,636 sqft (0.29 acres)
Lot Dimensions	125 ft deep x 101 ft wide
Garage Type	Attached
Garage Area	412 sqft
Driveway	Driveway
Driveway Area	384 sqft
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	5328 PEBBLE BEACH DR
City	SEBRING
State	FL
Zip	33872-1740
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3FUD
Legal Description	SUN N LAKE EST OF SEBRING UNIT 16 PB 10 PG 4 LOT 7 BLK 354
Legal Range	28E
Legal Township	34S
Legal Section	04
Legal Subdivision	SUN N LAKE EST
Legal Block	354
Legal Lot Number	7
Jurisdiction	HIGHLANDS FL
Township / Civil Division	AVON PARK
Census Block Group	2
Census Block	2036
Census Tract	960503

Owner

Source: Highlands County records, as of December 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	7923 SE 1ST ST, DES MOINES, IA 50320-1273
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Nov 17, 2025	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY
Apr 14, 2023	Warranty Deed, Construction Loan · Construction Mortgage FBC MORTGAGE LLC
Jun 22, 2021	Deed, Transfer
Feb 13, 2019	Tax Deed, Foreclosure

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 14, 2023 · Amount on Record
Deed Sale	Apr 14, 2023 · Amount on Record
Prior Sale	Jun 22, 2021 · Amount on Record
Deed Document Number	20232145992
Deed Book / Page	2968 / 982
Last Transfer Date	Jun 10, 2025
Transfer Doc	0002287973
Record Updated	Oct 29, 2026

November 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HIGHLANDS FL
Recording Date	Nov 17, 2025
Property Address	5328 PEBBLE BEACH DR, SEBRING, FL 33872-1740
Document Number	0002287973
Book / Page	3157 / 638
Map Reference	MB 10 PG 4
Instrument Date	Jun 10, 2025
Instrument	2287973
Transaction Type	Transfer
Record Updated	Dec 4, 2025
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	637 39TH ST, DES MOINES, IA 50312-3309

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7923 SE 1ST ST, DES MOINES, IA 50320-1273

April 2023: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Apr 14, 2023
Property Address	5328 PEBBLE BEACH DR, SEBRING, FL 33872-1740
Document Number	0002145992
Book / Page	2968 / 982
Map Reference	MB 10 PG 4
Instrument Date	Apr 12, 2023
Instrument	2145992
Transaction Type	Construction Loan
Record Updated	May 4, 2023
Title Company	INSURED R/E TITLE SERVICES, INSURED RE TITLE SVCS INC

Transaction

Amount	Amount Recorded
Tax	$210.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1925 E EDGEWOOD DR STE 100, 100, LAKELAND, FL 33803-3480

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7923 SE 1ST ST, DES MOINES, IA 50320-1273

Mortgage

Document Number	0002968983
Date	Apr 14, 2023
Instrument	2968/983

Lender

Name	FBC MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	369 Months
Due	Jan 1, 2054

June 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Jun 22, 2021
Property Address	5328 PEBBLE BEACH DR, SEBRING, FL 33872-1740
Document Number	0002040448
Book / Page	2832 / 146
Map Reference	MB 10 PG 4
Instrument Date	Feb 16, 2021
Instrument	2040448
Transaction Type	Transfer
Record Updated	May 4, 2023

Transaction

Amount	Amount Recorded
Tax	$45.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	600 S COMMERCE AVE, SEBRING, FL 33870-3809

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1925 E EDGEWOOD DR, LAKELAND, FL 33803-3480
Investor	Possibly a Property Investor

February 2019: Tax Deed, Foreclosure

Document Type	Tax Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Feb 13, 2019
Property Address	5328 PEBBLE BEACH DR, SEBRING, FL 33872-1740
Document Number	0001928801
Book / Page	002677 / 001651
Instrument Date	Feb 11, 2019
Instrument	1928801
Transaction Type	Foreclosure
Record Updated	Mar 21, 2019

Transaction

Tax	$0.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

Tax Assessment & Valuation

Source: Highlands County assessment roll, as of December 10, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Highlands County
Unified School District	Highlands County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$270,689 (+1,146.55%) Land $25,250 Building $245,439	$270,689 (+1,146.55%) Land $25,250 Building $245,439
2024	$4,051.00 (+660.04%)
2023	$533.00 (+367.54%)	$21,715 (+244.03%) Land $21,715	$21,715 (+244.03%) Land $21,715
2022	$114.00	$6,312 Land $6,312	$6,312 Land $6,312

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 67 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	67 in force
Nearby Flood Claims	1 (2017)
Most Recent Claim	Jun 2017 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 76% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SUN N LAKES OF SEBRING WATER private · serves 7,710 people · EPA ID FL6280274
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 109 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink.

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