5315 Pebble Beach Dr, Sebring, FL 33872 Property Records

Highlands County property record for 5315 Pebble Beach Dr, Sebring, FL 33872

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,561 sqft · built 2021
Lot Size	0.349 acres (15,230 sqft)
Owner	Individual Name on File
Last Sale	$380,000 (Dec 2022)
Tax Bill	$3,352 (2024)
Deeds & Mortgages	Dec 2022 Sale & Mortgage Jun 2021 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`C044816034200170`

Property Details

APN / Parcel Number

Primary APN	`C044816034200170`
Alternative APN	`C-04-34-28-160-3420-0170`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Stories	1 Story
Building Area	2,561 sqft Living Area
Flooring	Slate
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2021
Exterior Material	Stucco
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	15,230 sqft (0.349 acres)
Lot Dimensions	150 ft deep x 102 ft wide
Garage Type	Finished
Garage Area	442 sqft
Driveway	Driveway
Driveway Area	448 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Old Parcel Number	C044816034200170
Street Address	5315 PEBBLE BEACH DR
City	SEBRING
State	FL
Zip	33872-1740
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3FUD
Legal Description	SUN N LAKE EST OF SEBRING UNIT 16 PB 10 PG 4 LOT 17 BLK 342
Legal Range	28E
Legal Township	34S
Legal Section	04
Legal Subdivision	SUN N LAKE EST
Legal Block	342
Legal Lot Number	17
Jurisdiction	HIGHLANDS FL
Township / Civil Division	AVON PARK
Census Block Group	2
Census Block	2025
Census Tract	960503

Owner

5315 Pebble Beach Dr is owned and occupied by an individual who bought it in December 2022.

Source: Highlands County records, as of December 12, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	5315 PEBBLE BEACH DR, SEBRING, FL 33872-1740
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 13, 2022	Warranty Deed, Transfer · FHA Mortgage ROCKET MORTGAGE LLC
Jun 11, 2021	Warranty Deed, Subdivision Related Transfer · VA Mortgage FBC MORTGAGE LLC
Dec 4, 2020	Warranty Deed, Transfer INSURED REAL ESTATE TITLE, INSURED REAL EST TITLE
Dec 2, 2020	Loan Modification, Mortgage SEACOAST NAT'L BK
Aug 28, 2020	Grant Deed, Transfer NOT AVAILABLE
Aug 22, 2018	Tax Deed, Foreclosure

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 13, 2022 · Amount on File
Deed Sale	Dec 13, 2022 · Amount on File
Prior Sale	Jun 11, 2021 · Amount on File
Deed Document Number	2127823
Deed Book / Page	2946 / 865
Record Updated	Jun 8, 2026

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Dec 13, 2022
Property Address	5315 PEBBLE BEACH DR, SEBRING, FL 33872-1740
Document Number	0002127823
Book / Page	2946 / 865
Map Reference	MB 10 PG 4
Instrument Date	Dec 12, 2022
Instrument	2127823
Transaction Type	Transfer
Record Updated	May 4, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,660.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5315 PEBBLE BEACH DR, SEBRING, FL 33872-1740

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5315 PEBBLE BEACH DR, SEBRING, FL 33872-1740
Investor	Possibly a Property Investor

Mortgage

Document Number	0002946867
Date	Dec 13, 2022
Instrument	2946/867

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2053

June 2021: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Jun 11, 2021
Property Address	5315 PEBBLE BEACH DR, SEBRING, FL 33872-1740
Document Number	0002038843
Book / Page	2829 / 1938
Map Reference	MB 10 PG 4
Instrument Date	Jun 9, 2021
Instrument	2038843
Transaction Type	Subdivision Related Transfer
Record Updated	May 4, 2023
Title Company	INSURED R/E TITLE SERVICES, INSURED RE TTL SVCS INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,905.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1925 E EDGEWOOD DR STE 100, 100, LAKELAND, FL 33803-3480

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5315 PEBBLE BEACH DR, SEBRING, FL 33872-1740

Mortgage

Document Number	0028291939
Date	Jun 11, 2021
Instrument	2829/1939

Lender

Name	FBC MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Dec 4, 2020
Property Address	5315 PEBBLE BEACH DR, SEBRING, FL 33872-1740
Document Number	0002009688
Book / Page	002788 / 000509
Instrument Date	Dec 2, 2020
Instrument	2009688
Transaction Type	Transfer
Record Updated	Dec 14, 2020
Title Company	INSURED REAL ESTATE TITLE, INSURED REAL EST TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1925 E EDGEWOOD DR #100 LAKELAND FL 338033480, 100, LAKELAND, FL 33803-3480
Investor	Possibly a Property Investor

December 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HIGHLANDS FL
Property Address	5315 PEBBLE BEACH DR, SEBRING, FL 33872-1740
Document Number	0002009689
Instrument Date	Dec 2, 2020
Transaction Type	Mortgage
Record Updated	Dec 15, 2020
Title Company	INSURED R/E TITLE SERVICES, INSURED R/E TITLE SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1925 E EDGEWOOD DR #100 LAKELAND FL 338033480, 100, LAKELAND, FL 33803-3480
Investor	Possibly a Property Investor

Mortgage

Document Number	0002009689
Date	Dec 4, 2020
Book Page	002788/000510
Instrument	2009689

Lender

Name	SEACOAST NAT'L BK
Type	Bank
Address	815 COLORADO AVE, STUART, FL 34994-3053

Agreement

Amount	Amount on Record

August 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Aug 28, 2020
Property Address	5315 PEBBLE BEACH DR, SEBRING, FL 33872-1740
Document Number	0001996719
Book / Page	002770 / 000237
Instrument Date	Aug 18, 2020
Instrument	1996719
Transaction Type	Transfer
Record Updated	Sep 10, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Tax	$142.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1925 E EDGEWOOD DR #100 LAKELAND FL 338033480, 100, LAKELAND, FL 33803-3480
Investor	Possibly a Property Investor

August 2018: Tax Deed, Foreclosure

Document Type	Tax Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Aug 22, 2018
Property Address	5315 PEBBLE BEACH DR, SEBRING, FL 33872-1740
Document Number	0001908767
Book / Page	002652 / 000488
Instrument Date	Aug 21, 2018
Instrument	1908767
Transaction Type	Foreclosure
Record Updated	Aug 31, 2018

Transaction

Tax	$0.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

Tax Assessment & Valuation

Source: Highlands County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Highlands County
Unified School District	Highlands County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$270,561	$279,256 Land $45,900 Building $233,356
2024	$3,352.00 (-21.97%)
2023	$4,296.00 (+30.7%)	$289,736 (+13.53%) Land $38,250 Building $251,486	$289,736 (+12.71%) Land $38,250 Building $251,486
2022	$3,287.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$255,202	$257,058 Land $35,700 Building $221,358

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5315 Pebble Beach Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 67 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	67 in force
Nearby Flood Claims	1 (2017)
Most Recent Claim	Jun 2017 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5315 Pebble Beach Dr is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 76% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SUN N LAKES OF SEBRING WATER private · serves 7,710 people · EPA ID FL6280274
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 109 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink.

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