5322 Truman Dr, Duluth, MN 55811 Property Records

St. Louis County property record for 5322 Truman Dr, Duluth, MN 55811

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 3,425 sqft · built 2018
Lot Size0.512 acres (22,305 sqft)
OwnerIndividual Name on File
Last Sale$91,200 (May 2018)
Tax Bill$9,474 (2026)
Deeds & MortgagesNov 2018 Mortgage
May 2018 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN395-0193-00180

Property Details

APN / Parcel Number

Primary APN395-0193-00180
Alternative APN
  • 1084750

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms4 Rooms
Stories2 Stories
Building Area3,425 sqft Gross Area
1st Floor Area2,244 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2018
Construction TypeFrame
Lot Area22,305 sqft (0.512 acres)
Garage Area226 sqft

Exterior Amenities

PorchSlab
Porch Area112 sqft
Deck AreaDeck Area
SaunaSauna

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas

Location & Zoning

Account Number1084750
Street Address5322 TRUMAN DR
CityDULUTH
StateMN
Zip55811-2674
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 15 BLOCK 2 SERIAL #
Legal SubdivisionJACKSON ESTATES 4TH ADDITION
Legal Block2
Legal Lot Number15
JurisdictionST LOUIS MN
Township / Civil DivisionHERMANTOWN
Census Block Group1
Census Block1000
Census Tract10302

Owner

Source: St. Louis County records · APN 395-0193-00180

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address5322 TRUMAN DR, DULUTH, MN 55811-2674
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 29, 2018Deed of Trust, Mortgage
NORTH SHORE BK/COMMERCE
May 11, 2018Warranty Deed, Subdivision Related Transfer
NORTH SHORE BK/COMMERCE
Aug 24, 2017Loan Modification, Mortgage
REPUBLIC BK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 11, 2018 · Amount on Record
Deed SaleMay 11, 2018 · Amount on Record
Deed Document Number20181332671
Record UpdatedSep 20, 2026

November 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MN
Property Address5322 TRUMAN DR, DULUTH, MN 55811-2674
Document Number00A1345931
Instrument DateNov 29, 2018
Transaction TypeMortgage
Record UpdatedDec 18, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address5322 TRUMAN DR HERMANTOWN MN 55811, HERMANTOWN, MN 55811

Mortgage

Document Number00A1345931
DateDec 04, 2018
InstrumentA1345931
Lender
NameNORTH SHORE BK/COMMERCE
TypeBank
AddressDULUTH, MN 55802
Agreement
AmountAmount Recorded
Term360 Months
DueDec 03, 2048

May 2018: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionST LOUIS MN
Recording DateMay 11, 2018
Property Address5322 TRUMAN DR, DULUTH, MN 55811-2674
Document Number00A1332671
Instrument DateMay 11, 2018
InstrumentA1332671
Transaction TypeSubdivision Related Transfer
Record UpdatedMay 29, 2018
Title CompanyNORTH SHORE TITLE

Transaction

AmountAmount Recorded
Tax$300.96
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address5015 SILVER LEAF ST DULUTH MN 558114097, DULUTH, MN 55811-4097

Mortgage

Document NumberA1332672
DateMay 11, 2018
InstrumentA1332672
Lender
NameNORTH SHORE BK/COMMERCE
TypeBank
AddressDULUTH, MN 55802
Agreement
AmountAmount Recorded
Term120 Months
DueMay 10, 2028
Interest
Rate TypeAdjustable Rate
Rate5.37%

August 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionST LOUIS MN
Property Address5322 TRUMAN DR, DULUTH, MN 55811-2674
Document Number00A1316423
Instrument DateAug 24, 2017
Transaction TypeMortgage
Record UpdatedAug 24, 2018

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address5627 SAINT LOUIS RIVER RD HERMANTOWN MN 558109618, HERMANTOWN, MN 55810-9618

Mortgage

Document Number00A1316423
DateAug 29, 2017
InstrumentA1316423
Lender
NameREPUBLIC BK
TypeBank
AddressDULUTH, MN 55802
Agreement
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateMinnesota
CountySt. Louis County
MunicipalityHermantown City
Unified School DistrictHermantown Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$9,474.00 (+11.8%) Homeowner's exemption
2025$8,474.00 (-2.73%) Homeowner's exemption$702,600 (+17.83%) Land $93,300 Building $609,300$702,600 (+17.83%) Land $93,300 Building $609,300
2024$8,712.00$596,300 (+10.26%) Land $89,700 Building $506,600$596,300 (+10.26%) Land $89,700 Building $506,600
2022$540,800 Land $66,700 Building $474,100$540,800 Land $66,700 Building $474,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Louis County (27137C), as of March 24, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 271370103021, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskLow
lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Mediacom Communications
Cable
1,000 / 50
T-Mobile USA
Fixed Wireless
100 / 20

May also be available: Verizon.

Based on FCC filings for 81 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system MN1690043, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemHermantown
serves 7,215 people
Water SourcePurchased surface water from Duluth
Last State InspectionNov 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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