5316 Truman Dr, Duluth, MN 55811 Property Records

St. Louis County property record for 5316 Truman Dr, Duluth, MN 55811

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,695 sqft · built 2021
Lot Size	0.506 acres (22,063 sqft)
Owner	Individual Name on File
Tax Bill	$9,402 (2026)
Deeds & Mortgages	Dec 2021 Sale & Mortgage Nov 2019 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`395-0193-00190`

Property Details

APN / Parcel Number

Primary APN	`395-0193-00190`
Alternative APN	`1123678`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	2,695 sqft Gross Area
1st Floor Area	1,540 sqft
Basement Area	1,155 sqft
Finished Basement	1,155 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	22,063 sqft (0.506 acres)
Garage Area	722 sqft
Porch	Slab
Deck Area	Deck Area
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	1123678
Street Address	5316 TRUMAN DR
City	DULUTH
State	MN
Zip	55811-2674
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 16 BLOCK 2 SERIAL #
Legal Subdivision	JACKSON ESTATES FOURTH ADD
Legal Block	2
Legal Lot Number	16
Jurisdiction	ST LOUIS MN
Township / Civil Division	HERMANTOWN
Census Block Group	1
Census Block	1000
Census Tract	10302

Owner

Source: St. Louis County assessment roll, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	5316 TRUMAN DR, DULUTH, MN 55811-2674
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 27, 2021	Warranty Deed, Transfer · Conventional Mortgage NORTH SHORE BANK OF COMMERCE
Nov 19, 2019	Warranty Deed, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE
Aug 24, 2017	Loan Modification, Mortgage REPUBLIC BK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Sep 20, 2026

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Dec 27, 2021
Property Address	5316 TRUMAN DR, DULUTH, MN 55811-2674
Document Number	0001433544
Instrument Date	Dec 15, 2021
Instrument	1433544
Transaction Type	Transfer
Record Updated	Sep 6, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,868.79
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	5316 TRUMAN DR, HERMANTOWN, MN 55811-2674

Mortgage

Document Number	0001433545
Date	Dec 27, 2021
Instrument	1433545

Lender

Name	NORTH SHORE BANK OF COMMERCE
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Nov 19, 2019
Property Address	5316 TRUMAN DR, DULUTH, MN 55811-2674
Document Number	00A1367838
Instrument Date	Nov 5, 2019
Instrument	A1367838
Transaction Type	Transfer
Record Updated	Dec 19, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Amount	Amount Recorded
Tax	$264.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4891 MILLER TRUNK HWY #200 HERMANTOWN MN 558111563, 200, HERMANTOWN, MN 55811-1563

August 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ST LOUIS MN
Property Address	5316 TRUMAN DR, DULUTH, MN 55811-2674
Document Number	00A1316423
Instrument Date	Aug 24, 2017
Transaction Type	Mortgage
Record Updated	Aug 24, 2018

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5627 SAINT LOUIS RIVER RD HERMANTOWN MN 558109618, HERMANTOWN, MN 55810-9618

Mortgage

Document Number	00A1316423
Date	Aug 29, 2017
Instrument	A1316423

Lender

Name	REPUBLIC BK
Type	Bank
Address	DULUTH, MN 55802

Agreement

Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Hermantown City
Unified School District	Hermantown Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,402.00 (+10.61%) Homeowner's exemption
2025	$8,500.00 (+6.62%) Homeowner's exemption	$697,800 (+16.71%) Land $92,600 Building $605,200	$697,800 (+16.71%) Land $92,600 Building $605,200
2024	$7,972.00	$597,900 (+50.98%) Land $89,000 Building $508,900	$597,900 (+50.98%) Land $89,000 Building $508,900
2022		$396,000 Land $66,200 Building $329,800	$396,000 Land $66,200 Building $329,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Hermantown serves 7,215 people · EPA ID MN1690043
Water Source	Purchased surface water from Duluth
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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