5319 Truman Dr, Duluth, MN 55811 Property Records

St. Louis County property record for 5319 Truman Dr, Duluth, MN 55811

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.75 ba · 3,257 sqft · built 2018
Lot Size0.574 acres (25,018 sqft)
OwnerIndividual Name on File
Last Sale$3,000 (Oct 2022)
Tax Bill$9,714 (2026)
Deeds & MortgagesMay 2023 Line of Credit
Oct 2022 Transfer
+ 5 more
Flood ZoneZone X (minimal risk)
APN395-0193-00220

Property Details

APN / Parcel Number

Primary APN395-0193-00220
Alternative APN
  • 1126480

Interior

Bedrooms3 Beds
Full Baths2.75 Baths
Half Baths1 Half Bath
Total Rooms3 Rooms
Stories2 Stories
Building Area3,257 sqft Gross Area
1st Floor Area2,116 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2018
Construction TypeFrame
Lot Area25,018 sqft (0.574 acres)
Garage Area780 sqft
PorchSlab
Porch Area264 sqft
SaunaSauna

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas

Location & Zoning

Account Number1126480
Street Address5319 TRUMAN DR
CityDULUTH
StateMN
Zip55811-2674
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 2, BLOCK 3, EXCEPT THAT PART OF LOT 2,BLOCK 3, DESCRIBED AS FOLLOWS: COMMENCING ATTHE SOUTHWEST CORNER OF SAID LOT 2;
Legal SubdivisionJACKSON ESTATES 4TH ADDITION
Legal Block3
Legal Lot Number2
JurisdictionST LOUIS MN
Township / Civil DivisionHERMANTOWN
Census Block Group1
Census Block1000
Census Tract10302

Owner

Source: St. Louis County records · APN 395-0193-00220

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address5319 TRUMAN DR, DULUTH, MN 55811-2674
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 08, 2023Deed of Trust, Mortgage · Line of Credit
MINNESOTA POWER EMPLOYEES CU
Oct 12, 2022Quit Claim Deed, Transfer
Quitclaim
Feb 23, 2022Warranty Deed, Transfer · Conventional Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP
Dec 01, 2020Deed of Trust, Mortgage · Conventional Mortgage
BELL BK
Sep 14, 2018Grant Deed, Transfer
Aug 15, 2018Loan Modification, Mortgage
REPUBLIC BK
Aug 24, 2017Trustee's Deed, Construction Loan · Construction Mortgage
REPUBLIC BK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 12, 2022 · Amount on Record
Deed SaleOct 12, 2022 · Amount on Record
Prior SaleFeb 23, 2022 · Amount on Record
Deed Document Number20221454006
Prior Transfer DateSep 08, 2022
Prior Transfer Doc0001454006
Record UpdatedSep 20, 2026

May 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MN
Property Address5319 TRUMAN DR, DULUTH, MN 55811-2674
Transaction TypeMortgage
Record UpdatedJun 13, 2023
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001466078
DateMay 08, 2023
Instrument1466078
Lender
NameMINNESOTA POWER EMPLOYEES CU
TypeCredit Union
AddressDULUTH, MN 55802
Agreement
TypeLine of Credit
AmountAmount Recorded
Term180 Months
DueMay 07, 2038
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

October 2022: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionST LOUIS MN
Recording DateOct 12, 2022
Property Address5319 TRUMAN DR, DULUTH, MN 55811-2674
Document Number0001454006
Instrument DateSep 09, 2022
Instrument1454006
Transaction TypeTransfer
Record UpdatedNov 24, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address5325 TRUMAN DR, HERMANTOWN, MN 55811-2674

February 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST LOUIS MN
Recording DateFeb 23, 2022
Property Address5319 TRUMAN DR, DULUTH, MN 55811-2674
Document Number0001437962
Instrument DateFeb 16, 2022
Instrument1437962
Transaction TypeTransfer
Record UpdatedMar 11, 2022
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,897.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5319 TRUMAN DR, HERMANTOWN, MN 55811-2674

Mortgage

Document Number0001437963
DateFeb 23, 2022
Instrument1437963
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2052

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MN
Property Address5319 TRUMAN DR, DULUTH, MN 55811-2674
Document Number00A1397951
Instrument DateDec 01, 2020
Transaction TypeMortgage
Record UpdatedJan 11, 2021
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address5627 SAINT LOUIS RIVER RD HERMANTOWN MN 558109618, HERMANTOWN, MN 55810-9618

Mortgage

Document Number00A1397951
DateDec 08, 2020
InstrumentA1397951
Lender
NameBELL BK
AddressMINNEAPOLIS, MN 55416
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term60 Months
DueDec 07, 2025

September 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionST LOUIS MN
Recording DateSep 14, 2018
Property Address5319 TRUMAN DR, DULUTH, MN 55811-2674
Document Number0001340711
Instrument DateAug 31, 2018
Instrument1340711
Transaction TypeTransfer
Record UpdatedSep 26, 2018

Transaction

AmountAmount Recorded
Tax$1,815.00
Amount AccuracyConfirmed

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5319 TRUMAN DR HERMANTOWN MN 55811, HERMANTOWN, MN 55811

August 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionST LOUIS MN
Property Address5319 TRUMAN DR, DULUTH, MN 55811-2674
Document Number00A1338997
Instrument DateAug 15, 2018
Transaction TypeMortgage
Record UpdatedFeb 21, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address5627 SAINT LOUIS RIVER RD HERMANTOWN MN 558109618, HERMANTOWN, MN 55810-9618

Mortgage

Document Number00A1338997
DateAug 21, 2018
InstrumentA1338997
Lender
NameREPUBLIC BK
TypeBank
AddressDULUTH, MN 55802
Agreement
AmountAmount Recorded

August 2017: Trustee's Deed, Construction Loan

Document TypeTrustee's Deed
JurisdictionST LOUIS MN
Recording DateAug 24, 2017
Property Address5319 TRUMAN DR, DULUTH, MN 55811-2674
Instrument DateAug 24, 2017
InstrumentA1316145
Transaction TypeConstruction Loan
Record UpdatedAug 24, 2018
Title CompanyCONSOLIDATED TITLE COMPANY, CONSOLIDATED TITLE CO.

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address5627 SAINT LOUIS RIVER RD HERMANTOWN MN 558109618, HERMANTOWN, MN 55810-9618

Mortgage

Document Number00A1316145
DateAug 24, 2017
InstrumentA1316145
Lender
NameREPUBLIC BK
TypeBank
AddressDULUTH, MN 55802
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateMinnesota
CountySt. Louis County
MunicipalityHermantown City
Unified School DistrictHermantown Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$9,714.00 (+9.27%) Homeowner's exemption
2025$8,890.00 (+2.35%) Homeowner's exemption$718,200 (+15.63%) Land $86,700 Building $631,500$718,200 (+15.63%) Land $86,700 Building $631,500
2024$8,686.00$621,100 (+15.86%) Land $83,300 Building $537,800$621,100 (+15.86%) Land $83,300 Building $537,800
2022$536,100 Land $59,300 Building $476,800$536,100 Land $59,300 Building $476,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of March 24, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskLow
lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Mediacom Communications
Cable
1,000 / 50
T-Mobile USA
Fixed Wireless
100 / 20

May also be available: Verizon.

Based on FCC filings for 81 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemHermantown
serves 7,215 people
Water SourcePurchased surface water from Duluth
Last State InspectionNov 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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