540 Wetherby Terrace Dr, Ballwin, MO 63021 Property Records

St. Louis County property record for 540 Wetherby Terrace Dr, Ballwin, MO 63021

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,508 sqft · built 1993
Lot Size	0.21 acres (9,148 sqft)
Owner	Company Name on File
Last Sale	$436,000 (Jul 2023)
Tax Bill	$5,909 (2025)
Deeds & Mortgages	Jul 2023 Sale & Mortgage Jul 2023 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`24T-34-0130`

Property Details

APN / Parcel Number

Primary APN	`24T-34-0130`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,508 sqft Living Area
Gross Area	2,908 sqft
1st Floor Area	1,232 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 2016
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	9,148 sqft (0.21 acres)
Lot Dimensions	120 ft deep x 38 ft wide
View / Lot	Cul-De-Sac
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	64 sqft
Deck Area	122 sqft
Patio Area	346 sqft
Balcony Area	44 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	540 WETHERBY TERRACE DR
City	BALLWIN
State	MO
Zip	63021-4443
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	93R-3
Legal Description	WESTBROOKE WOODS PLAT THREE LOT 77
Legal Subdivision	WESTBROOKE WOODS PLAT THREE
Legal Lot Number	77
Jurisdiction	ST LOUIS MO
Township / Civil Division	MERAMEC
Census Block Group	1
Census Block	1000
Census Tract	217944

Owner

540 Wetherby Terrace Dr is owned by a company that bought it in July 2023.

Source: St. Louis County records, as of October 8, 2026

Owner of Record	Company Name on File
Mailing Address	22942 EVERSOLE TER, BRAMBLETON, VA 20148-5672
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2023	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Jul 27, 2023	Intrafamily Transfer, Transfer
Dec 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 27, 2023 · Amount on File
Deed Sale	Jul 27, 2023 · Amount on File
Prior Sale	Jun 14, 2016 · Amount on File
Deed Document Number	202372740
Prior Transfer Date	Mar 26, 2006
Prior Transfer Doc	0171230281
Record Updated	Oct 29, 2026

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Jul 27, 2023
Property Address	540 WETHERBY TERRACE DR, BALLWIN, MO 63021-4443
Document Number	2023072700040
Map Reference	MB 314 PG 4
Instrument Date	Jul 6, 2023
Instrument	2023072700040
Transaction Type	Transfer
Record Updated	Feb 14, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6099 SUMMERFIELDS PKWY, TIMNATH, CO 80547-2535

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22942 EVERSOLE TER, BRAMBLETON, VA 20148-5672

Mortgage

Document Number	2023072700042
Date	Jul 27, 2023
Instrument	2023072700042

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2053

July 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST LOUIS MO
Recording Date	Jul 27, 2023
Property Address	540 WETHERBY TERRACE DR, BALLWIN, MO 63021-4443
Document Number	2023072700041
Map Reference	MB 314 PG 4
Instrument Date	Jul 3, 2023
Instrument	2023072700041
Transaction Type	Transfer
Record Updated	Feb 14, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6099 SUMMERFIELDS PKWY, TIMNATH, CO 80547-2535

Transferred To (Grantee/Buyer)

Name	Verified Name

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	540 WETHERBY TERRACE DR, BALLWIN, MO 63021-4443
Transaction Type	Mortgage
Record Updated	Jun 24, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0245180903
Date	Dec 17, 2020
Book Page	24518/903
Instrument	2020121700960

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 540 Wetherby Terrace Dr was $5,909, up 6.8% from the year before.

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
Municipality	Ballwin City
County	St. Louis County
Unified School District	Rockwood R-VI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$86,290 (-) Land $30,130 Building $56,160	$454,200 (-) Land $158,600 Building $295,600
2025	$5,909.00 (+6.83%)	$86,290 Land $30,130 Building $56,160	$454,200 Land $158,600 Building $295,600
2024	$5,531.00 (+0.09%)
2023	$5,526.00 (+6.47%)	$79,140 (+14.05%) Land $16,740 Building $62,400	$416,500 Land $88,100 Building $328,400
2022	$5,190.00	$69,390 Land $18,370 Building $51,020
2021			$365,200 Land $96,700 Building $268,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 540 Wetherby Terrace Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 10, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 540 Wetherby Terrace Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 306 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: i3 Broadband.

Cell Coverage

5G (outdoors only) and 4G LTE

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