500 Napa Ave, Morro Bay, CA 93442 Property Records

San Luis Obispo County property record for 500 Napa Ave, Morro Bay, CA 93442

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 864 sqft · built 1951
Lot Size0.169 acres (7,405 sqft)
OwnerIndividual Name on Record
Last Sale$555,000 (Nov 2016)
Tax Bill$10,175 (2025)
Deeds & MortgagesAug 2021 Mortgage
Aug 2021 Transfer
Flood ZoneZone X (minimal risk)
APN066-144-005

Property Details

APN / Parcel Number

Primary APN066-144-005

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Building Area864 sqft Living Area

Exterior

Year BuiltBuilt 1951
Construction TypeWood
Lot Area7,405 sqft (0.169 acres)
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemHVAC
SewerConnected

Location & Zoning

Street Address500 NAPA AVE
CityMORRO BAY
StateCA
Zip93442-2544
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal DescriptionCY MB TN MORRO BL 11 PTN LT 5
Legal SubdivisionTOWN MORRO
Legal Block11
Legal Lot Number5
JurisdictionSAN LUIS OBISPO CA
Township / Civil DivisionNORTH COAST
Census Block Group1
Census Block1035
Census Tract10602

Owner

Source: San Luis Obispo County records, as of September 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address5203 E LANAI ST, LONG BEACH, CA 90808-3423
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 12, 2021Intrafamily Transfer, Transfer · Conventional Mortgage
ROCKET MORTGAGE LLC
Aug 12, 2021Intrafamily Transfer, Transfer
TITLE CONNECT INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 23, 2016 · Amount on Record
Deed SaleNov 23, 2016 · Amount on Record
Prior SaleAug 12, 2021
Deed Document Number0000061818
Record UpdatedJun 8, 2026

August 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN LUIS OBISPO CA
Recording DateAug 12, 2021
Property Address500 NAPA AVE, MORRO BAY, CA 93442-2544
Document Number0000056365
Instrument DateAug 9, 2021
Instrument2021056365
Transaction TypeTransfer
Record UpdatedAug 24, 2021
Title CompanyTITLE CONNECTION, TITLE CONNECT INC

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address500 NAPA AVE, MORRO BAY, CA 93442-2544

Mortgage

Document Number0000056366
DateAug 12, 2021
Instrument2021056366
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2051

August 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN LUIS OBISPO CA
Recording DateAug 12, 2021
Property Address500 NAPA AVE, MORRO BAY, CA 93442-2544
Document Number0000056367
Instrument DateAug 6, 2021
Instrument2021056367
Transaction TypeTransfer
Record UpdatedJun 7, 2023
Title CompanyTITLE CONNECT INC

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address500 NAPA AVE, MORRO BAY, CA 93442-2544

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateCalifornia
CountySan Luis Obispo County
MunicipalityMorro Bay City
Unified School DistrictSan Luis Coastal Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$10,175.00 (+39.4%)$923,225 (+39.99%) Land $551,275 Building $371,950
2023$7,299.00 (+10.83%)$659,475 Land $529,869 Building $129,606
2022$6,586.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies3 in force
Nearby Flood Claims1 (1998)
Claims Outside the SFHA1 of 1
Most Recent ClaimFeb 1998 · Severe Winter Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMORRO BAY PW DEPT - WATER DIVISION
serves 10,757 people · EPA ID CA4010011
Water SourcePurchased surface water from CHORRO VALLEY PIPELINE - SLO COUNTY
Last State InspectionDec 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 289 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Astound Broadband
Fiber
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Ranch Wifi
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Verizon.

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