5312 Old River Rd, Baker, FL 32531 Property Records

Okaloosa County property record for 5312 Old River Rd, Baker, FL 32531

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,738 sqft · built 2025
Lot Size	1.99 acres (86,684 sqft)
Owner	Individual Name on File
Last Sale	$22,300 (Jun 2024)
Tax Bill	$181 (2025)
Deeds & Mortgages	Mar 2025 Mortgage Jun 2024 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`C56-000-594-9458-3`

Property Details

APN / Parcel Number

Primary APN	`C56-000-594-9458-3`
Alternative APN	`15-3N-24-0000-0021-0000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	2,738 sqft Heated Area
Gross Area	4,156 sqft
Interior Walls	Custom/Decorative

Exterior

Year Built	Built 2025
Exterior Material	Wood
Roof Type	Gable/Hip
Roof Material	Wood
Lot Area	86,684 sqft (1.99 acres)
Lot Width	220 ft Width
Garage Type	Finished
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	5312 OLD RIVER RD
City	BAKER
State	FL
Zip	32531-9303
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S 1/3 OF SW1/4 OF SE1/4 OF NW1/4 W OF RD
Legal Range	24
Legal Township	03N
Legal Section	15
Jurisdiction	OKALOOSA FL
Township / Civil Division	BAKER
Census Block Group	2
Census Block	2013
Census Tract	20101

Owner

Source: Okaloosa County records · APN C56-000-594-9458-3

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	5312 OLD RIVER RD, BAKER, FL 32531-9303
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 05, 2025	Deed of Trust, Mortgage · Conventional Mortgage HOMEFI CORP
Jun 05, 2024	Warranty Deed, Transfer MOULTON LAND TITLE INC
Mar 13, 2023	Warranty Deed, Transfer OKALOOSA TITLE, OKALOOSA TTL & ABSTRACT CO I

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 05, 2024 · Amount on Record
Deed Sale	Jun 05, 2024 · Amount on Record
Prior Sale	Mar 13, 2023 · Amount on Record
Deed Document Number	3691589
Record Updated	Jun 08, 2026

March 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Property Address	5312 OLD RIVER RD, BAKER, FL 32531-9303
Transaction Type	Mortgage
Record Updated	Dec 09, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5312 OLD RIVER RD, BAKER, FL 32531-9303

Mortgage

Document Number	0003740596
Date	Mar 05, 2025
Instrument	3740596

Lender

Name	HOMEFI CORP
Type	Non-Lending Institution
Address	DESTIN, FL 32541

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 01, 2055

June 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Jun 05, 2024
Property Address	5312 OLD RIVER RD, BAKER, FL 32531-9303
Document Number	0003691589
Instrument Date	Jun 04, 2024
Instrument	3691589
Transaction Type	Transfer
Record Updated	Dec 09, 2025
Title Company	MOULTON LAND TITLE INC

Transaction

Amount	Amount Recorded
Tax	$156.10
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5300 OLD RIVER RD, BAKER, FL 32531-9303

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6342 KILCREASE RD, BAKER, FL 32531-8720

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Mar 13, 2023
Property Address	5312 OLD RIVER RD, BAKER, FL 32531-9303
Document Number	0036654158
Book / Page	3665 / 4158
Instrument Date	Mar 04, 2023
Instrument	3611145
Transaction Type	Transfer
Record Updated	Dec 09, 2025
Title Company	OKALOOSA TITLE, OKALOOSA TTL & ABSTRACT CO I

Transaction

Amount	Amount Recorded
Tax	$147.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	107 ELMVIEW LN, HAUGHTON, LA 71037-9267

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5300 OLD RIVER RD, BAKER, FL 32531-9303

Tax Assessment & Valuation

Source: Okaloosa County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$181.00 (+50.83%)	$17,308 (+56.62%) Land $13,008 Building $4,300	$17,308 (+56.62%) Land $13,008 Building $4,300
2023	$120.00 (+5.26%)	$11,051 (+7%) Land $11,051	$11,051 (+7%) Land $11,051
2022	$114.00	$10,328 Land $10,328	$10,328 Land $10,328

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of March 8, 2021 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	10 in force

Wildfire

Wildfire Risk	Moderate above 62% of the US · lower than 63% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Mediacom Communications Cable	1,000 / 50
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 32 locations within half a mile of this property.

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