5303 Old River Rd, Baker, FL 32531 Property Records

Okaloosa County property record for 5303 Old River Rd, Baker, FL 32531

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,674 sqft · built 1948
Lot Size9.94 acres (432,986 sqft)
OwnerIndividual Name on Record
Last Sale$95,000 (Jan 2022)
Tax Bill$786 (2025)
Deeds & MortgagesJan 2022 Sale & Mortgage
Sep 2021 Transfer
+ 1 more
Flood ZoneZone AE (high risk)
APNC56-000-594-9469-0

Property Details

APN / Parcel Number

Primary APNC56-000-594-9469-0
Alternative APNs
  • 15-3N-24-0000-0033-0010
  • 24N315000000330010

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,674 sqft Living Area
Gross Area1,814 sqft
1st Floor Area1,674 sqft
FlooringTile
Interior WallsPaneling
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1948
Effective Year BuiltEffective 1948
Exterior MaterialStucco
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area432,986 sqft (9.94 acres)
PorchFinished/Open Porch
Porch Area140 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemRadiant
Heating FuelElectric

Location & Zoning

Street Address5303 OLD RIVER RD
CityBAKER
StateFL
Zip32531-9302
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBEG NE COR OF NE1/4 OF SW1/4 S04 DEG E479.48 FT S85 DEG W899.38 FT TO E R/W OF RD N480 FT ALG R/W N85 DEG E875.52 FT TO POB
Legal Range24W
Legal Township03N
Legal Section15
Legal Block33
Legal Lot Number10
JurisdictionOKALOOSA FL
Township / Civil DivisionBAKER
Census Block Group2
Census Block2006
Census Tract20101

Owner

Source: Okaloosa County records, as of December 31, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1917 LEROY MARTIN DR, BAKER, FL 32531-8150
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 19, 2022Warranty Deed, Transfer · Seller Carry-Back
EVAN BARROW
Sep 27, 2021Intrafamily Transfer, Transfer
ATTORNEY ONLY, ATTORNEY
May 1, 2020Warranty Deed, Transfer · Conventional Mortgage
CHARLES C & KUNNIGA CAHILL

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 19, 2022 · Amount on Record
Deed SaleJan 19, 2022 · Amount on Record
Prior SaleMay 1, 2020 · Amount on Record
Deed Document Number20223520625
Deed Book / Page3599 / 2066
Prior Transfer DateMay 7, 2003
Prior Transfer Doc0002067742
Record UpdatedSep 20, 2026

January 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKALOOSA FL
Recording DateJan 19, 2022
Property Address5303 OLD RIVER RD, BAKER, FL 32531-9302
Document Number0035992066
Book / Page3599 / 2066
Instrument DateJan 18, 2022
Instrument3520625
Transaction TypeTransfer
Record UpdatedFeb 28, 2022
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$665.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address6561 OLD RIVER RD, 6561, BAKER, FL 32531-8142

Transferred To (Grantee/Buyer)

NameVerified Name
Address1917 LEROY MARTIN DR, BAKER, FL 32531-8150

Mortgage

Document Number0035992068
DateJan 19, 2022
Instrument3599/2068
Lender
NameEVAN BARROW
TypeSeller
Agreement
TypeSeller Carry-Back
AmountAmount Recorded

September 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionOKALOOSA FL
Recording DateSep 27, 2021
Property Address5303 OLD RIVER RD, BAKER, FL 32531-9302
Document Number0035762729
Book / Page3576 / 2729
Instrument DateSep 27, 2021
Instrument3491998
Transaction TypeTransfer
Record UpdatedOct 8, 2021
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address6561 OLD RIVER RD, BAKER, FL 32531-8142

May 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKALOOSA FL
Recording DateMay 1, 2020
Property Address5303 OLD RIVER RD, BAKER, FL 32531-9302
Document Number0034593386
Book / Page003459 / 003386
Instrument DateApr 24, 2020
Instrument3355389
Transaction TypeTransfer
Record UpdatedJun 22, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$560.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipEstate
Address1430 AARON BAKER RD BAKER FL 325312610, BAKER, FL 32531-2610

Mortgage

Document Number34593388
DateMay 1, 2020
Book Page003459/003388
Instrument3355390
Lender
NameCHARLES C & KUNNIGA CAHILL
Address8500 WESTOVER CT, SPRINGFIELD, VA 22152-1052
Special NotesSeller Financed
Agreement
TypeConventional Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$786.00 (+13.26%)$69,609 (+14.34%) Land $55,656 Building $13,953$69,609 (+14.34%) Land $55,656 Building $13,953
2023$694.00 (+0.73%)$60,877 (+1.36%) Land $47,286 Building $13,591$60,877 (+1.36%) Land $47,286 Building $13,591
2022$689.00$60,061 Land $44,192 Building $15,869$60,061 Land $44,192 Building $15,869

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 10 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 59% of the US · lower than 67% of Florida
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMILLIGAN WATER SYSTEM, INC.
private · serves 2,450 people · EPA ID FL1460472
Water SourceGroundwater
Last State InspectionJan 2026
Lead1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Cable
1,000 / 50
T-Mobile
Fixed Wireless
100 / 20

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