5331 Old River Rd, Baker, FL 32531 Property Records

Okaloosa County property record for 5331 Old River Rd, Baker, FL 32531

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,537 sqft · built 2024
Lot Size	1.72 acres (74,923 sqft)
Owner	Individual Name on File
Last Sale	$300,000 (Dec 2024)
Tax Bill	$2,206 (2025)
Deeds & Mortgages	Dec 2024 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`C56-000-594-9460-9`

Property Details

APN / Parcel Number

Primary APN	`C56-000-594-9460-9`
Alternative APNs	`15-3N-24-0000-0023-0000` `24N315000000230000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,537 sqft Living Area
Gross Area	2,178 sqft
1st Floor Area	1,537 sqft

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Wood
Lot Area	74,923 sqft (1.72 acres)
Lot Dimensions	10 ft deep x 331 ft wide
Garage Type	Attached
Garage Area	441 sqft
Porch	Finished/Open Porch
Porch Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	5331 OLD RIVER RD
City	BAKER
State	FL
Zip	32531-9302
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SW 1/4 OF SE 1/4 OF NW 1/4 LYING E OF ROAD EX S 329 FT
Legal Range	24W
Legal Township	03N
Legal Section	15
Legal Block	23
Jurisdiction	OKALOOSA FL
Township / Civil Division	BAKER
Census Block Group	2
Census Block	2006
Census Tract	20101

Owner

Source: Okaloosa County records · APN C56-000-594-9460-9

Assessment roll updated December 31, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	5331 OLD RIVER RD, BAKER, FL 32531-9302
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 18, 2024 · Amount on Record
Deed Sale	Dec 18, 2024 · Amount on Record
Prior Sale	Aug 13, 2024 · Amount on Record
Deed Document Number	20243728825
Prior Transfer Date	Sep 24, 2012
Prior Transfer Doc	0030612869
Record Updated	Jun 08, 2026

December 2024: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Dec 18, 2024
Property Address	5331 OLD RIVER RD, BAKER, FL 32531-9302
Document Number	0003728825
Instrument Date	Dec 13, 2024
Instrument	3728825
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 09, 2025
Title Company	MEAD LAW & TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,100.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 339, HOLT, FL 32564-0339

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5331 OLD RIVER RD, BAKER, FL 32531-9302

Mortgage

Document Number	0003728826
Date	Dec 18, 2024
Instrument	3728826

Lender

Name	CENTENNIAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2055

Tax Assessment & Valuation

Source: Okaloosa County records · Assessment roll updated December 31, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,206.00 (+1,351.32%)	$255,034 (+1,679.97%) Land $16,865 Building $238,169	$255,034 (+1,679.97%) Land $16,865 Building $238,169
2023	$152.00 (+5.56%)	$14,328 (+7%) Land $14,328	$14,328 (+7%) Land $14,328
2022	$144.00	$13,391 Land $13,391	$13,391 Land $13,391

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of March 8, 2021 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	10 in force

Wildfire

Wildfire Risk	Moderate above 62% of the US · lower than 63% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Mediacom Communications Cable	1,000 / 50
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 32 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	MILLIGAN WATER SYSTEM, INC. private · serves 2,450 people
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.