5282 Old River Rd, Baker, FL 32531 Property Records

Okaloosa County property record for 5282 Old River Rd, Baker, FL 32531

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,368 sqft · built 2022
Lot Size	3 acres (130,680 sqft)
Owner	Individual Name on File
Last Sale	$59,000 (Aug 2020)
Tax Bill	$6,277 (2025)
Deeds & Mortgages	Dec 2022 Mortgage Aug 2020 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`C56-001-102-0105-0`

Property Details

APN / Parcel Number

Primary APN	`C56-001-102-0105-0`
Alternative APN	`15-3N-24-0000-0034-0020`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	3,368 sqft Heated Area
Gross Area	4,673 sqft
Interior Walls	Custom/Decorative
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Exterior Material	Brick
Roof Type	Cathedral/Clerestory
Roof Material	Wood
Lot Area	130,680 sqft (3 acres)
Garage Type	Finished
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	5282 OLD RIVER RD
City	BAKER
State	FL
Zip	32531-9499
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM NW COR OF NE1/4 OF SW1/4 S 546.78FT TO POB E 321.5FT TO R/W S ALG R/W 114.72FT SELY ALG R/W 242.37 W 325.74FT N 357.86FT
Legal Range	24
Legal Township	03N
Legal Section	15
Jurisdiction	OKALOOSA FL
Township / Civil Division	BAKER
Census Block Group	2
Census Block	2013
Census Tract	20101

Owner

Source: Okaloosa County records · APN C56-001-102-0105-0

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	5282 OLD RIVER RD, BAKER, FL 32531-9499
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 20, 2022	Deed of Trust, Mortgage · Conventional Mortgage BROKER SOLUTIONS INC
Aug 19, 2020	Warranty Deed, Transfer SETCO SERVICES LLC, SETCO SVCS LLC
Mar 26, 2019	Warranty Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 19, 2020 · Amount on Record
Deed Sale	Aug 19, 2020 · Amount on Record
Prior Sale	Mar 26, 2019 · Amount on Record
Deed Document Number	3383530
Deed Book / Page	3484 / 4730
Record Updated	Jun 08, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Property Address	5282 OLD RIVER RD, BAKER, FL 32531-9499
Transaction Type	Mortgage
Record Updated	May 13, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1609, CRESTVIEW, FL 32536-7609

Mortgage

Document Number	0036552368
Date	Dec 20, 2022
Book Page	3655/2368
Instrument	3596833

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company
Address	TUSTIN, CA 92780

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2053

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Aug 19, 2020
Property Address	5282 OLD RIVER RD, BAKER, FL 32531-9499
Document Number	0034844730
Book / Page	003484 / 004730
Instrument Date	Aug 18, 2020
Instrument	3383530
Transaction Type	Transfer
Record Updated	Oct 01, 2020
Title Company	SETCO SERVICES LLC, SETCO SVCS LLC

Transaction

Amount	Amount Recorded
Tax	$413.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6117 OLD HICKORY RD CRESTVIEW FL 325397173, CRESTVIEW, FL 32539-7173

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Mar 26, 2019
Property Address	5282 OLD RIVER RD, BAKER, FL 32531-9499
Document Number	0033903552
Book / Page	003390 / 003552
Instrument Date	Mar 25, 2019
Instrument	3266932
Transaction Type	Transfer
Record Updated	Apr 08, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$231.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5290 OLD RIVER RD BAKER FL 325319499, BAKER, FL 32531-9499

Tax Assessment & Valuation

Source: Okaloosa County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,277.00 (-3.46%) Homeowner's exemption	$682,764 (+2.83%)	$693,860 (+4.51%) Land $47,957 Building $645,903
2023	$6,502.00 (+1,268.84%)	$663,946 (+1,643.6%) Land $40,745 Building $623,201	$663,946 (+1,643.6%) Land $40,745 Building $623,201
2022	$475.00	$38,079 Land $38,079	$38,079 Land $38,079

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of March 8, 2021 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	10 in force

Wildfire

Wildfire Risk	Moderate above 61% of the US · lower than 65% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Mediacom Communications Cable	1,000 / 50
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 32 locations within half a mile of this property.

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